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Contact Information

Craig Wood, Ph.D
Acting Associate Dean & Director
UK Cooperative Extension Service

S-107 Ag. Science Center North Lexington, KY 40546-0091

+1 (859) 257-4302

craig.wood@uky.edu

Impacts

Contact Information

Craig Wood, Ph.D
Acting Associate Dean & Director
UK Cooperative Extension Service

S-107 Ag. Science Center North Lexington, KY 40546-0091

+1 (859) 257-4302

craig.wood@uky.edu




Fiscal Year:
Jul 1, 2024 - Jun 30, 2025


Success StoryDollars and Sense at Greysbranch



Dollars and Sense at Greysbranch

Author: Presley Grubb

Planning Unit: Greenup County CES

Major Program: Family and Consumer Science

Plan of Work: Enhancing Life Skills and Building Consumer Awareness

Outcome: Initial Outcome

 In a recent survey by the Junior Achievement USA in collaboration with Citizens Bank, more than half of U.S. teens say they “feel unprepared to finance their futures,” and 41% stated that financial literacy classes were not available at their school. Additionally, the University of Kentucky Cooperative Extension Service Needs Assessment Survey reported that “youth life skill training opportunities” were a top five priority for Greenup County Youth.

To address this issue, a collaboration between Greenup County CES and school staff implemented the Dollars and Sense Program for all 3rd grade students at Greysbranch Elementary.

Prior to the event, students gained knowledge in three lessons presented by CES covering concepts such as needs verses wants, budgeting, and goal setting.  To put the lessons into perspective, the students attended the simulation event, “Dollars and Sense”. The students were given a budget of $200 to visit all 15 stations and complete the scenarios or tasks at each station. Once the simulation was completed, students had to review their transaction log, evaluate their expenses and determine their remaining balance.  

After the program reactions included how surprised that how limited they were on a $200 budget. In a post program survey, 93% of participants reported that they will sometimes or always consider the cost of an item before purchasing it. While 86% of participants  will plan to budget before making a purchase after participating in the program.






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