According to the National Council on Economic Education, a high percentage of youth do not understand the concept of money and are not being taught financial information to the degree needed.  To meet these needs, the Campbell County Cooperative Extension Service 4-H Program collaborated with the Newport, Dayton and Fort Thomas School Districts to conduct 4-H Reality Store Programs.  The 4-H Reality Store is an active, hands-on activity designed to give youth a taste of what it is like in the real world by budgeting and spending money on a monthly income.  Students are assigned a job based on their interests and grades in school.  A monthly salary is assigned and the students must visit the different booths to spend their money on food, clothing, shelter, transportation, child care and other real world expenses.  These programs reached 572 middle school and high school teens and 68 community volunteers who manned the different booths.  On written and electronic evaluations, 93% responded that they learned the difference between needs versus wants and what it costs to maintain the lifestyle that they want to have in the future.  They also reported learning that the type of job and education affects how much money you have to spend.  Other comments included things like:  real life and kids cost a lot of money and I will try harder in school now.