Author: Linda Burgard
Major Program: Financial Education - General
Estate planning allows people to control what happens to their possessions after their passing. Without a legally recognized plan in place, the government may dictate how someone’s assets are distributed. While there are numerous informal approaches to estate planning, not all are legally recognized. This may create confusion and spark conflict among families during an already challenging time. To increase consumer knowledge on estate planning and asset distribution, the Whitley Count
Author: Jane Proctor
Recent findings show that while more than half of Americans acknowledge the significance of estate planning, only about a third have actually drafted a will. Among the nearly 70% without a testamentary document, many believe they lack substantial assets to warrant such planning. Even when formal arrangements are made for titled properties like real estate or insurance, the often-neglected non-titled assets, comprising the bulk of one's estate, remain a concern. Ranging from everyday clutter
Author: Chandra DeRamus
Chandra DeRamusSuccess Story-Intermediate OutcomeApril 11, 2024 “Positive Impacts from Budgeting Program in Hardin County with Kentucky State UniversityFCS Extension Agent” With the everchanging societal changes within Hardin
Author: Daniel Allen
According to LegalZoom (www.legalzoom.com) only 33% of American have an estate plan/will. It is estimated that 52 percent of Americans don’t know where their parents will is located; 60% of people without a will reported not taking any action to create a will and also haven't made a living trust or any other estate planning document. (Caring.com)The Kenton County Cooperative Extension Service held a two part series of programs focused on planning for and communicating end-of-life wishe
Author: Darian Creech
Success Story: The Holiday Road ShowThe Problem: In the Quicksand Area, many families struggled with financial strain during the holiday season. The pressure to host elaborate meals and decorate homes often led to overspending, exacerbating financial stress for already vulnerable households.The Educational Program Response: To address this issue, the Quicksand Area Agents developed the Holiday Road Show, a comprehensive educational program aimed at helping families plan budget-friendly holiday m
Author: Stacy Trent
The Problem: In the Quicksand Area, many families struggled with financial strain during the holiday season. The pressure to host elaborate meals and decorate homes often led to overspending, exacerbating financial stress for already vulnerable households.The Educational Program Response: To address this issue, the Quicksand Area Agents developed the Holiday Road Show, a comprehensive educational program aimed at helping families plan budget-friendly holiday meals and decorations. The program fo
Author: Lorie Adams
Author: Kelsey Sebastian
The Problem: In the Quicksand Area, many families struggled with financial strain during the holiday season. The pressure to host elaborate meals and decorate homes often led to overspending, exacerbating financial stress for already vulnerable households.The Educational Program Response: To address this issue, the Quicksand Area Agents developed the Holiday Road Show, a comprehensive educational program aimed at helping families plan budget-friendly holiday meals and decorations. Planning Thrif
Author: Nanette Banks
The Problem: In the Quicksand Area, many families struggled with financial strain during the holiday season. The pressure to host elaborate meals and decorate homes often led to overspending and/or exacerbating financial stress for already vulnerable households.The Educational Program Response: To address this issue, the Quicksand Area Agents developed the Holiday Road Show-Planning Holiday Meals and Gifts on a Thrifty Budget, a comprehensive educational program aimed at helping families plan bu
Author: Laken Campbell
Author: Joan Bowling
According to LegalZoom (www.legalzoom.com) only 33% of American have an estate plan/will. It is estimated that 52 percent of Americans don’t know where their parents will is located; 60% of people without a will reported not taking any action to create a will and also haven't made a living trust or any other estate planning document. (Caring.com)To address the issue, the Kenton County Cooperative Extension Service held a two part series of programs focused on planning for and communica
Author: Vicki Boggs
The Problem: In Leslie County and the entire Quicksand Area, many families struggle financially, especially during the holidays. Providing the family with meals, decorations and more during the holidays often leads to overspending. These pressures challenge many families who already struggle financially.The Educational Program Response: To address this issue, the Quicksand Area Agents collectively developed the Holiday Road Show, a comprehensive educational and fun program aimed at h
Author: Megan Gullett
In the heart of Kentucky's Russell County, a transformative estate planning program unfolded over two enlightening evenings, leaving an indelible mark on 70 clients. Inviting specialists from the University of Kentucky, and a seasoned estate planning expert from Kentucky Farm Bureau, the initiative aimed to demystify the process and equip attendees with the knowledge needed to secure their legacies.For Kentucky, estate planning isn't just advisable—it's imperative, partic
Author: Jill Harris
Fraud can happen to anyone. According to the U.S. Senate Special Committee on Aging 2019 Fraud Book, it is estimated that older Americans lose at least $2.9 billion per year to financial exploitation schemes and scams. Other groups pose estimates that are even higher, and many agree that fraud is underreported. The best way to protect yourself from financial fraud and scams is to be aware of the tactics con artists use and learn to recognize red flags so you can avoid being tricked.To increase c
Author: Kristi Shive
The administration of Bristow Elementary in Bowling Green, Kentucky needed someone to teach dining etiquette to their Leading Ladies group. Kristi Shive, Warren County Family and Consumer Sciences Agent delivered the “Dining in Style” lesson from the Positive Employability curriculum at the Leading Ladies lock-in. Leading Ladies is a leadership program for young ladies who wish to strengthen their emotional, social, and academic growth and development. The goal of the prog
Author: Ashley Vice
Fraud can happen to anyone. According to the U.S. Senate Special Committee on Aging 2019 Fraud Book, it is estimated that older Americans lose at least $2.9 billion per year to financial exploitation schemes and scams. Other groups pose estimates that are even higher, and many agree that fraud is underreported. The best way to protect yourself from financial fraud and scams is to be aware of the tactics con artists use and learn to recognize red flags so you can avoid being tricked. To incr
Author: Edith Lovett
The problem: Clients are being scammed daily by telephone, facebook, and other media scams.The educational program response: How to identify scammers.The participants/target audience; Older adultsOther partners (if applicable)Program impact or participant response. Scammers may try to trick us by appearing in disguise. This makes it difficult to know when something is “too good to be true.” The Federal Trade Commission received 2.9 million fraud reports in 202
Author: Deborah Shepherd
In a successful holiday preparation event, 55 participants joined county extension agents from the Lake Cumberland Area for "Kickstart the Holidays," a day-long holiday prep event. "Kickstart the Holidays" covered a range of holiday-related topics. Holiday preparation classes are crucial for various reasons, enabling individuals and families to better manage their finances during the holiday season, thus helping them avoid overspending and financial stress. Additionally, thes