Author: Nellie Buchanan
Major Program: Securing Financial Stability (general)
The life of the high school senior is full of “adult” decisions: selecting a college, picking a major, choosing a career path, and moving out! Although today’s adolescents are technologically advanced compared to prior generations, they sometimes lack basic practical living skills. After being approached by school officials with this very same concern, the Family Consumer Science Agent and 4-H Youth Development Agent in Licking River Area decided a crash course was needed
Author: Valerie Holland
Sewing is cool again! Not too long ago, hand-sewn items were considered “homespun”, “plain-Jane” and “unsophisticated”. But with the popularity of TV shows like Project Runway, Fashion Star and more recently Threads, sewing is now thought of more in terms such as “stylish”, “innovative” & “fashion-forward”. Keeping that in mind, the "It's Sew Fine for Home and Family Sewing Expo (Sewing Expo) committe
Author: Rita Stewart
In today's society, consumers have access to many small kitchen appliances and gadgets. Knowing how to make a safe and useful purchase is important to maximize usefulness and decrease total spending. In order to share information about purchasing and using small kitchen appliances and gadgets, Family and Consumer Sciences Agents taught a multi-county seminar. Participants learned about selecting and safely using several small kitchen appliance and gadgets, including an air
Author: Laken Campbell
A study released in December 2013, by the Kentucky Chamber of Commerce suggested that Kentucky cities are recovering more slowly than expected from the economic recession that began in 2008. Changes in the economy have forced many individuals to reduce spending in order to manage their finances. Buying and selling used materials is one strategy for earning money, while purchasing gently used items at reduced costs allows consumers to spend less. The National Association of Resale and Thrift Shop
Author: Lynnette Allen
Spending Leaks: Where Does My Money GoTo support the recovery process for families that are struggling with substance abuse and incarceration, the Breckinridge County Extension Family and Consumer Science Program reaches out to the local detention center to provide family resource management classes for men in a mandated substance abuse program. The majority of the participants are fathers and/or husbands who have identified money management as a need. The curriculum Where
According to 2017 US Census Data – QuickFacts, the median household income in Breathitt County is $23,297.00 and 32.7% of the population of Lee County is living in poverty. Because the holidays are both a joyous and financially stressful time for Lee County citizens, especially those living at or below the poverty line, it is very important that such audiences have access to educational information to help them financially manage during the holiday season.To assist individuals in unde
Author: Cabrina Buckman
Financial education remains a prevalent need for youth. The Washington County Family and Consumer Sciences Agent partnered with the Washington County Horticulture Agent and the Washington County School Gifted and Talented Coordinator to plan and lead the Financial Management Day for the Teen Leadership Washington County program. Teen Leadership was started by the retired Washington County 4-H Agent and the Washington County Community Education Director in 2003 to develop the communit
Author: Tracy Cowles
The Butler County Family and Consumer Science Agent reached out to the local rehab center to provide financial management classes to individuals while they are in the mandated program. The majority of the participants have identified money management as a need and a problem they face. The curriculum “Where Does My Money Go,” “Making Your Money Work,” “Money Habititudes,” “Good Credit Game,” “Real Skills for Everyday Life,” and “Ma
Author: Caroline Hughes
"It's Your Reality"Between the ages of 14 and 20, young people make critical decisions that will affect their whole lives. Those with specific goals for their future stand an improved rate of success in the adult world over teens without career plans. “It’s Your Reality” is an exercise that gives students a chance to glimpse their possible future in a fun way, and helps them become aware of the importance of basic skills in finance
Author: Amanda Broderick
The life of the high school senior is full of “adult” decisions: selecting a college, picking a major, choosing a career path, and moving out! Although today’s adolescents are technologically advanced compared to prior generations, they sometimes lack basic practical living skills. After being approached by school officials with this very same concern, the Family Consumer Science Agent and 4-H Youth Development Agent decided a crash course was needed. The #Adulting program was
Author: LaToya Drake
Many individuals in the Barren County community appear to be struggling financially. Community & Economic Development Initiative of Kentucky, County Economic Data Profile details that 16% of Barren County residents are living in poverty and that the mean family income (39, 034) is significantly below the state average (44,811). A digital financial publication titled 24/7 Wall Street labeled the County seat, Glasgow, to be the poorest town in Kentucky based on reviewed census data of to
Author: Kathy Byrnes
In the national study, “Graying of U.S. Bankruptcy: Fallout from Life in a Risk Society,” Americans age 65 and older are filing for bankruptcy in record numbers. These older adults are often trying to assist their children and grandchildren with higher education and other costs. In addition, with many more seniors raising grandchildren, finances can take a beating. This trend is expected to continue, resulting in senior citizens facing financial crisis
Author: Jill Harris
According to the 2010 US Census, 16% of Todd County’s population is age 65 or older, which is equal to the state average. Older people are often specifically targeted by scammers—they can be particularly vulnerable because they tend to be more trusting and less technologically savvy. In Kentucky, 85% of adults have a high school education and 23% have a bachelor’s degree or higher. However, less than 78% of Todd County adults have a high school education and
Author: Benita Peoples
Date: March 2019Total number of completed evaluations: 80Background: When building or repairing your home, the general contractor you hire can be either the biggest help or the biggest source of problems you will encounter. You can learn to protect your interests and avoid financial disaster by becoming an informed consumer. Of the 80 participants who completed an evaluation, 70 rated “Steps Toward Hiring a Dependable Contractor” as “better to much better” than
Author: Katherine Jury
Author: Kelly May
A recent survey by Deloitte found that $0.56 of every dollar spent in a store is influenced by a digital interaction. This growing trend is shaping how consumers shop and make decisions both in-store and before-hand. There are hundreds of grocery apps available that offer help with a wide range of shopping-related services and functions. Grocery apps can help save time and money through lists and meal planning, comparison shopping, coupons, store loyalty and rebates. To increase consumer kn
Author: Denise Wooley
In the current economy, financial stability is important. That stability rests with families securing and managing the income they have. There are 15.2% of McCracken County residents that are categorized as living in poverty. The poverty rate in the city of Paducah is even higher reaching 24.7%. One out of every 4.1 residents of Paducah lives in poverty. The poverty rate across the state of Kentucky is 18.3%, meaning Paducah has a significantly higher than average percentage of residents below t
The University of Kentucky Family and Consumer Sciences (FCS) Extension program is a multidisciplinary field that focuses on building assets of individuals and families to address the perennial problems faced across the lifespan. CEDIK is a statewide program dedicated to building capacity around community and economic development issues. FCS and CEDIK have joined together to combat the issue of substance use disorder recovery relapse.The opioid epidemic scourging the United States is a public he
