Extension
It Starts With Us
2021 Financial Education, Developing Human Capital, Real Skills for Everyday Life
2021 Life Skills and Consumer Awareness
Dan Allen, Joan Bowling, Diane Kelley, Mary Averbeck, Kathy Byrnes, Linda Brown-Price, Denise Donahue, Hort agent
Financial Education - General
Master Clothing Volunteer
Family and Consumer Science
21st Century Skills (Career & Workplace Development)
Kenton County has a population of 167,053 citizens,13% of the population lives in poverty with a 3 % unemployment rate (2019 data). The United States has been in an extremely long period of economic expansion; however, the recent pandemic has caused an economic downturn, creating the possibility of a recession. Securing financial stability for Kentuckians will help families thrive no matter the economic outlook. Financial stability is achieved when families are able to secure and manage resources needed to supply food, clothing, and shelter. Through increased financial knowledge, families may be able to make wise financial decisions, increase buying power, avoid overextended credit, develop savings habits, and manage risks. The recent Community Assessment and feedback from the County Extension Council indicated there was a need for more training in life skills for youth and families in money management, reducing debt, increasing savings, financial planning, and career readiness.
- Better family money management skills, such as reducing debt, increasing savings, and financial planning.
- More effective employees and community leaders.
- Improved financial capability for Kentuckians, resulting in better quality of life and stronger families.
- Increase the number of clientele reporting improved privacy security measures and reduction in reports of financial fraudulent matters across the state.
- Maximize or extend resources to maintain or increase financial resources.
- Practice one or more resource management behaviors resulting in increased savings or investments.
- Adopt financial planning strategies for short-, mid-, and long-term goals.
- Practice better employee “soft/essential skills” such as communication, networking, teamwork, time management, problem-solving, etc.
- Increased knowledge and skills related to managing financial resources, including savings, credit, and financial planning.
- Change knowledge, opinions, skills, and aspirations, to improve employability through work and practical living skills and continuing education practices.
- Increase financial literacy (knowledge and skills) related to savings and investments.
- Participants will increase understanding of consumer rights and privacy protection measures.
Outcome: Increase awareness of sound financial behaviors
Indicator(s): Number of individuals who implemented at least one strategy to reduce expenses or manage money Number of individuals who made a sound financial decision (regarding credit, budgeting, savings, and/or debt)
Method: Pre-post test, Verbal Feedback, phone calls, emails
Timeline: Following the workshops
Outcome: Increase knowledge and skills related to managing financial resources
Indicator: Number of individuals reporting increased levels of understanding in the area: confidence in handling money issues or specific financial matters
Method: Pre-post tests, Testimonials, phone calls
Timeline: two months after workshops
Outcome: Increase knowledge and skills related to estate planning
Indicator: Number of individuals who took action toward implementing at least one estate planning strategy.
Method: Written evaluation, verbal Feedback, emails.
Timeline: One month after the workshop.
Outcome: Increase knowledge and skills to improve employability.
Indicator: Increase number of responses to job inquiries, long-term employability
Method: Surveys, phone calls, success stories
Timeline: 3 to 6 months after class then a year follow-up
Audience: Adults, retirees, young adults
Project or Activity: Estate Planning Workshop
Content or Curriculum: curriculum, publications, videos
Inputs: Local collaborators, estate Attorney financial planner, UK curriculum, resources, publications
Date: April 2023
Audience: Adults, teens, unemployed individuals, limited-resource individuals, paroleesProject or Activity: Forming a Job Club
Content or Curriculum: KY CES Resources
Input: FCS Agents, Community Partners (Unemployment Office)
Date: September 2021-May 2022
Audience: Elementary and Middle School YouthProject or Activity: Consumer Savvy
Content or Curriculum: Kentucky 4-H curriculum
Inputs: UK curriculum, agent, 4-H assistants
Date: September 2021-May 2022
Audience: Middle School YouthProject or Activity: Spend, Share or Save
Content or Curriculum: Kentucky 4-H curriculum
Inputs: UK curriculum, agent, 4-H assistants
Date: September 2021-May 2022
Audience: Elementary School YouthProject or Activity: 4-H Money Sense
Content or Curriculum: Kentucky 4-H curriculum
Inputs: UK curriculum, agent, 4-H assistantsDate: September 2021-May 2022
Audience: Elementary School Youth
Project or Activity: After-school SewingContent or Curriculum: Kentucky 4-H curriculum
Inputs: UK curriculum, agent, 4-H assistants
Date: September 2021-May 2022
Audience: Kenton County 4-H YouthProject or Activity: Bring a Buddy Unit 1 Sewing
Content or Curriculum: KY 4-H curriculum
Inputs: Agent, volunteers
Date: January-March 2022
Audience: Kenton County Youth
Project or Activity: Junior Unit II, II, IV, V and VI Sewing Classes
Content or Curriculum: KY 4-H curriculum
Inputs: Agent, volunteers, program funds, families purchase supplies
Date: Spring 2022
Audience: Kenton County 4-H Youth
Project or Activity: Senior Units Sewing
Content or Curriculum: KY 4-H curriculum
Inputs: Agent, volunteers, program funds, families purchase supplies
Date: Spring 2022
Audience: Kenton County 4-H Youth
Project or Activity: 4-H Quilt Camp
Content or Curriculum: KY 4-H curriculum
Inputs: Agent, volunteers, program funds
Date: Summer 2022
Audience: Kenton County 4-H Youth
Project or Activity: 4-H Non-clothing Sewing
Content or Curriculum: KY 4-H curriculum
Inputs: Agent, volunteers, program funds
Date: Summer 2022
Audience: 4-H Youth
Project or Activity: 4-H Spring Showcase
Content or Curriculum: UK/4-H leadership curriculumInputs: UK curriculum, agent, assistants, volunteers
Date: May 2022
Project or Activity: Beginning Sewing for Adults series
Content or Curriculum: FCS Agent and Master Clothing Volunteer designed
Inputs: Master Clothing Volunteer Curriculum, FCS designed
Date: Fall 2022, Spring 2023
Project or Activity: Adult Sewing Project Group
Content or Curriculum: FCS Agent and Master Clothing Volunteer designed
Inputs: UK Clothing publications
Date: Monthly, beginning September 2022
Activity: County Ham Speeches
Content or Curriculum: 4-H County Ham
Inputs: 4-H School Club programs; Volunteer leaders and community leaders as judges, guest speakers; UK Inputs
Date: August 2022
Author: Joan Bowling
Major Program: Kentucky Extension Leadership Development (KELD)
The University of Kentucky Cooperative Extension Service Family & Consumer Sciences (FCS) Education focuses on empowering community leaders. Building the capacity of volunteer leaders is critical for the sustainability of communities that support and strengthen families. Family and Consumer Sciences Extension is committed to engaging, educating, and empowering local citizens to investigate issues, make responsible decisions, and take ownership of solutions. Leadership is a challenging
Author: Diane Kelley
Major Program: 21st Century Skills (Career & Workplace Development)
The problemRetention of 14-18 year old youthThe educational program response4-H livestock educational programs and contestsThe participants/target audience4-H youth who provide care for animalsOther partners (if applicable)Kenton County 4-H Livestock Volunteers, Kenton County 4-H Council; Kenton County Fair Board; local veterinarians; local agricultural industry leaders Program impact or participant response.“Young adults who care for an animal may have stronger social relationships a
