Extension
It Starts With Us
Enhance Life Skills and Build Consumer Awareness...Financial
Life Skills for Youth, Adults and Families
Jones, Potter, Sarantakos
Financial Education - General
Apparel and Textiles (Non-Master Clothing Volunteer)
21st Century Skills (Career & Workplace Development)
Family and Consumer Science
Promote positive personal finance behaviors prepares Kentuckians for any future economic shift. The United States has been in an extremely long period of economic expansion; however, expansions are cyclical, meaning growth is eventually followed by recession. Securing financial stability for Kentuckians will help families thrive no matter the economic outlook. Financial stability is achieved when families are able to secure and manage resources needed to supply food, clothing, and shelter. Through increased financial knowledge, families may be able to make wise financial decisions, increase-buying power, avoid overextended credit, develop savings habits, and manage risks.
As we progress in to the 21st century a number of factors have gained prevalence within Family and Consumer Sciences driven by the increase of online and mobile shopping, the rise of video based at home tutorials, and the shifting family structures as evident by 17% of stay-at-home parents being fathers. The ever changing landscape of the family and the consumer highlights the need for a responsive and innovative FCS program while also providing the basic need that all families have as they navigate lives many challenges. Kentucky 4-H Seeks to meet these needs through working with youth and families in a variety of situations to increase their consumer awareness, financial management, and human development.
*Better family money management skills, such as reducing debt, increasing savings, and financial planning.
*More effective employees and community leaders.
*Improved financial capability for Kentuckians, results in better quality of life and stronger families.
*Be responsible and contributing individuals and family members.
*Contribute to a safe and healthy home and community.
*Lower unemployment rates.
*Practice one or more resource management behaviors resulting in increased savings or investments.
*Adopt financial planning strategies for short-, mid-, and long-term goals.
*Utilize and practice life skills in projects and life situations.
*Practice responsible consumer and financial decision-making.
*Lower amounts of student loan debts.
*Increased knowledge and skills related to managing financial resources, including savings, credit, and financial planning.
*Change knowledge, opinions, skills, and aspirations, to improve employability through work and practical living skills and continuing education practices.
*Increase financial literacy (knowledge and skills) related to savings and investments.
*Gain skills in setting a goal and developing a plan of action.
*Gain knowledge and develop skills in Family & Consumer Sciences projects and programs.
*Increased access to financial aid.
Initial Outcome: Change knowledge, opinions, skills, and aspirations, to improve employability through work and practical living skills and continuing education practices.
Indicator: Number of participants in College and Career Educational Programs.
Method: 4-H Common Measures Survey
Timeline: Throughout the year
Intermediate Outcome: Adopt financial planning strategies for short-, mid-, and long-term goals
Indicator: Number of 4-H members and particpants entering the workforce.
Method: 4-H Common Measures Survey
Timeline: Throughout the year
Long-term Outcome: Improved financial capability for Kentuckians, results in better quality of life and stronger families.
Indicator: Number of 4-H members and participants completing postsecondary education.
Method: 4-H Common Measures Survey
Timeline: Throughout the year
Audience: Adults, Young Adults and teens
Project or Activity: Money Habitudes Workshop
Content or Curriculum: Money Habitudes
Inputs: UK Cooperative Extension Service, FCS Agents, Public Schools
Evaluation Method: post evaluation
Date: 2021-2026
Audience: Adults
Project or Activity: Estate Planning Workshops
Content or Curriculum: Estate Planning
Inputs: UK Cooperative Extension Service, FCS, 4-H Agents, ANR Agent
Evaluation Method: Retroactive pre-post
Date: 2021-2026
Audience:Adults, Young adults and Teens
Project or Activity: Credit Education
Content or Curriculum: Good Credit Game
Inputs: Coordinated with Rowan Co School Staff, FCS Agent
Evaluation Method: pre-post evaluation
Date: 2021-2026
Audience: Adult
Project or Activity: Financial Education
Content or Curriculum: Real Skills for Everyday Life, Apparel/Textiles
Inputs: FCS Agent
Evaluation Method: pre evaluation
Date: 2021-2026
Audience:Recovery Centers
Project or Activity: Financial Education
Content or Curriculum: Recovering Your Finances
Inputs: Coordination with community stakeholders
Evaluation Method: pre-post evaluation
Date: 2021-2026
Audience: Youth
Project or Activity: Consumer & Financial Education
Content or Curriculum: 4-H Build A Million, Building a Healthy, Wealthy Future, Consumer Savvy, It’s Your Reality & Be the E
Inputs: Agent In-Services Training
Evaluation Method: 4-H Common Measures Survey
Date: October – May
