Extension
It Starts With Us
Enhance Life Skills and Build Consumer Awareness
Enhance Life Skills and Build Consumer Awareness
Proctor, Hance
Financial Education - General
Positive personal finance behaviors prepares Kentuckians for any future economic shift. The United States has been in an extremely long period of economic expansion; however, expansions are cyclical, meaning growth is eventually followed by recession. Securing financial stability for Kentuckians will help families thrive no matter the economic outlook. Financial stability is achieved when families are able to secure and manage resources needed to supply food, clothing, and shelter. Through increased financial knowledge, families may be able to make wise financial decisions, increase buying power, avoid overextended credit, develop savings habits, and manage risks.
- Better family money management skills, such as reducing debt, increasing savings, and financial planning.
- More effective employees and community leaders.
- Improved financial capability for Kentuckians, results in better quality of life and stronger families.
- Practice one or more resource management behaviors resulting in increased savings or investments.
- Adopt financial planning strategies for short-, mid-, and long-term goals.
- Increased knowledge and skills related to managing financial resources, including savings, credit, and financial planning.
- Change knowledge, opinions, skills, and aspirations, to improve employability through work and practical living skills and continuing education practices.
- Increase financial literacy (knowledge and skills) related to savings and investments.
Outcome: Increased awareness of sound financial behaviors
Indicator(s): Number of individuals who implemented at least one
strategy to reduce expenses or manage money
Number of individuals who made a sound financial decision
(regarding credit, budgeting, savings, and/or debt)
Method: Retroactive pre-post
Timeline: Following financial education workshops
Outcome: Increase knowledge and skills related to
managing financial resources
Indicator: Number of individuals reporting increased levels of
understanding in the area: confidence in handling money issues
or specific financial matters
Method: Retroactive pre-post
Timeline: Following financial education workshops
Outcome: Increase knowledge and skills related to
estate planning
Indicator: Number of individuals who took action toward
implementing at least one estate planning strategy in regard to the subject matter presented
Method: Retroactive pre-post
Timeline: Following financial education workshops
Audience: Adults, young adults, and teens
Project or Activity: Money Habitudes Online
Content or Curriculum: Money Habitudes
Inputs: Proctor, curriculum publications and resources, Money Habitudes cards, UK Specialist
Date: October 2021
Audience: Adults
Project or Activity: Estate Planning Workshop
Content or Curriculum: Estate Planning
Inputs: Proctor, FCS Specialist (family finance and resource management), curriculum publications and resources, and local partners such as an attorney, CPA and/or financial planner
Date: Fall 2020
Audience: Adults, young adults, and teens
Project or Activity: Credit Education online
Content or Curriculum: Good Credit Game
Inputs: Proctor, curriculum publications and resources, Good Credit Game set
Date: Spring 2021
Project or Activity: Financial Education
Content or Curriculum: Real Skills for Everyday Life
Inputs: Proctor, curriculum publications and resources
Date: Spring 2021
Audience: Trimble County Sophomores and Eighth Graders
Project or Activity: Trimble County Reality Store
Content or Curriculum: It's Your Reality, Dollars and Sence
Inputs: Hance, Kentucky 4-H resources, Trimble County School officials, and volunteers
Date: Fall 2021
Author: Jane Proctor
Major Program: Active Living and Health Promotions General
BingocizeAccording to the Center for Disease Control and Prevention, regular physical activity is vital for healthy aging because it helps delay, prevent, or manage many chronic diseases. Physical activity can aid in reducing the risk of functional limitations in mid-life and older adults. Unfortunately, many adults age 50 or older are sedentary or inactive. A study from the Morbidity and Mortality Weekly Report (2016) reports that among adults 50 years old or older, 28% were physically inactive
Author: Jane Proctor
Major Program: Food Preparation and Preservation
More individuals from diverse backgrounds are calling Kentucky home. Learning about different cultures and customs is important for area residents as they learn to live with others from around the world.The Trimble County Family and Consumer Sciences Extension Agent partnered with the Northern KY agents (Pendleton, Kenton and Boone County) to offer a 3-part, hybrid cook-along-from-home series (via Zoom and in-person) focused on the countries and cultures of Germany, Ireland, and Greece. On-
