Extension
It Starts With Us
2021 Financial Education, Developing Human Capital, Real Skills for Everyday Life
2021 Life Skills and Consumer Awareness
Dan Allen, Joan Bowling, Diane Kelly, Mary Averbeck, Kathy Byrnes, Linda Brown-Price, Denise Donahue, Hort agent
Financial Education - General
Master Clothing Volunteer
Family and Consumer Science
21st Century Skills (Career & Workplace Development)
Kenton County has a population of 167,053 citizens,13% of the population lives in poverty with a 3 % unemployment rate (2019 data). The United States has been in an extremely long period of economic expansion; however, the recent pandemic has caused an economic downturn, creating the possibility of a recession. Securing financial stability for Kentuckians will help families thrive no matter the economic outlook. Financial stability is achieved when families are able to secure and manage resources needed to supply food, clothing, and shelter. Through increased financial knowledge, families may be able to make wise financial decisions, increase buying power, avoid overextended credit, develop savings habits, and manage risks. The recent Community Assessment and feedback from the County Extension Council indicated there was a need for more training in life skills for youth and families in money management, reducing debt, increasing savings, financial planning, and career readiness.
- Better family money management skills, such as reducing debt, increasing savings, and financial planning.
- More effective employees and community leaders.
- Improved financial capability for Kentuckians, resulting in better quality of life and stronger families.
- Increase the number of clientele reporting improved privacy security measures and reduction in reports of financial fraudulent matters across the state.
- Maximize or extend resources to maintain or increase financial resources.
- Practice one or more resource management behaviors resulting in increased savings or investments.
- Adopt financial planning strategies for short-, mid-, and long-term goals.
- Practice better employee “soft/essential skills” such as communication, networking, teamwork, time management, problem-solving, etc.
- Increased knowledge and skills related to managing financial resources, including savings, credit, and financial planning.
- Change knowledge, opinions, skills, and aspirations, to improve employability through work and practical living skills and continuing education practices.
- Increase financial literacy (knowledge and skills) related to savings and investments.
- Participants will increase understanding of consumer rights and privacy protection measures.
Outcome: Increase awareness of sound financial behaviors
Indicator(s): Number of individuals who implemented at least one strategy to reduce expenses or manage money Number of individuals who made a sound financial decision (regarding credit, budgeting, savings, and/or debt)
Method: Pre-post test, Verbal Feedback, phone calls, emails
Timeline: Following the workshops
Outcome: Increase knowledge and skills related to managing financial resources
Indicator: Number of individuals reporting increased levels of understanding in the area: confidence in handling money issues or specific financial matters
Method: Pre-post tests, Testimonials, phone calls
Timeline: two months after workshops
Outcome: Increase knowledge and skills related to estate planning
Indicator: Number of individuals who took action toward implementing at least one estate planning strategy.
Method: Written evaluation, verbal Feedback, emails.
Timeline: One month after the workshop.
Outcome: Increase knowledge and skills to improve employability.
Indicator: Increase number of responses to job inquiries, long-term employability
Method: Surveys, phone calls, success stories
Timeline: 3 to 6 months after class then a year follow-up
Audience: Adults, teens, limited-resource families.
Project or Activity: Money Habitudes
Content or Curriculum: Money Habitudes
Inputs: FCS Agent curriculum, publications, videos
Date: September 2020
Audience: Adults, retirees, young adultsProject or Activity: Estate Planning Workshop
Content or Curriculum: curriculum, publications, videos
Inputs: Local collaborators, estate Attorney financial planner, UK curriculum, resources, publications,
Date: April 2021
Audience: Adults, teens unemployed individuals, limited-resource individuals, paroleesProject or Activity: Forming a Job Club
Content or Curriculum: KY CES Resources
Input: FCS Agents, Community Partners (Unemployment Office)
Date: September 2020
Audience: Adults, young adults, and teens
Project or Activity: Financial Education Content or Curriculum: Real Skills for Everyday Life
Input: FCS Agents, Community Partners (High Schools)
Date: August 2020
Audience: public
Project or Activity: Let the Consumer Beware in Tough Economic Times
Content or Curriculum: KY CES Curriculum
Inputs: KY CES Specialists, FCS Agents
Date: Winter 2021
Audience: general public especially women
Project or Activity: Women and Money
Content or Curriculum: KY CES
Inputs: UK curriculum
Date: Spring 2021Audience: Elementary and Middle School Youth
Project or Activity: Consumer Savvy
Content or Curriculum: Kentucky 4-H curriculum
Inputs: UK curriculum, agent, 4-H assistants
Date: September 2020-May 2021
Audience: Middle School YouthProject or Activity: Spend, Share or Save
Content or Curriculum: Kentucky 4-H curriculum
Inputs: UK curriculum, agent, 4-H assistants
Date: September 2020-May 2021
Audience: Elementary School YouthProject or Activity: 4-H Money Sense
Content or Curriculum: Kentucky 4-H curriculum
Inputs: UK curriculum, agent, 4-H assistantsDate: September 2020-May 2021
Audience: Elementary School Youth
Project or Activity: After-school SewingContent or Curriculum: Kentucky 4-H curriculum
Inputs: UK curriculum, agent, 4-H assistants
Date: September 2020-May 2021
Audience: Kenton County 4-H YouthProject or Activity: Bring a Buddy Unit 1 Sewing
Content or Curriculum: KY 4-H curriculum
Inputs: Agent, volunteers
Date: January-March 2021
Audience: Kenton County YouthProject or Activity: Junior Unit II, II, IV, V and VI Sewing Classes
Content or Curriculum: KY 4-H curriculum
Inputs: Agent, volunteers, program funds, families purchase supplies
Date: Spring 2021
Audience: Kenton County 4-H YouthProject or Activity: Senior Units Sewing
Content or Curriculum: KY 4-H curriculum
Inputs: Agent, volunteers, program funds, families purchase supplies
Date: Spring 2021
Audience: Kenton County 4-H Youth
Project or Activity: 4-H Quilt Camp
Content or Curriculum: KY 4-H curriculum
Inputs: Agent, volunteers, program funds
Date: Summer 2021
Audience: Kenton County 4-H Youth
Project or Activity: 4-H Non-clothing Sewing
Content or Curriculum: KY 4-H curriculum
Inputs: Agent, volunteers, program funds
Date: Summer 2021
Audience: 4-H Youth
Project or Activity: 4-H Spring Showcase
Content or Curriculum: UK/4-H leadership curriculumInputs: UK curriculum, agent, assistants, volunteers
Date: May 2021
Project or Activity: Beginning Sewing for Adults series
Content or Curriculum: FCS Agent and Master Clothing Volunteer designed
Inputs: Master Clothing Volunteer Curriculum, FCS designed
Date: Fall 2020, Spring 2021
Project or Activity: Adult Sewing Project Group
Content or Curriculum: FCS agent and Master Clothing Volunteer designed
Inputs: UK Clothing publications
Date: Monthly, beginning September 2020
Project or Activity – Area Homemaker Zoom – Managing Holiday Expenses
Content – KEHA Homemaker lesson
Inputs – FCS agent designed for zoom
Date – October 2020
Activity: County Ham Speeches
Content or Curriculum: 4-H County Ham
Inputs: 4-H School Club programs; Volunteer leaders and community leaders as judges, guest speakers; UK Inputs
Date: August 2021
Author: Kathy Byrnes
Major Program: Food Preparation and Preservation
According to marketing research firm Modor Intelligence, the Unites States small kitchen appliance market is witnessing huge growth, innovation and consumer engagement. Consumer buying patterns include growth in the percentage of buyers purchasing housewares online. In addition, the trend of small kitchen appliances is gaining momentum among millennials, as they look for small space appliances that use less energy and are useful in smaller homes. Earlier research from Utah State University found
Author: Linda Brown-Price
Major Program: Financial Education - General
The coronavirus crisis has shattered the financial security of many Americans, hitting hard the older population. Millions have become unemployed or saw a reduction in wages. Some people are tapping into their retirement savings to make ends meet, while others didn’t have enough in retirement savings to fall back on. This has caused those who are eligible to receive Social Security benefits to have several questions.A virtual training utilizing the zoom platform was used by the Kento
Author: Joan Bowling
Major Program: Positive Employability
In today’s society it is essential that emerging adults are able to adapt to meet the challenges they face upon high school graduation and beyond. Ironically, 2020 further complicated the transition into adulthood as many families were not well equipped to handle the magnification of issues the COVID pandemic generated. Joblessness, financial insecurity, and relationship conflicts, created a crisis that many people never imagined they would endure. Concerns raised at an advisory council me
