Extension
It Starts With Us
Building Strong Financial Behaviors
Consumer and Financial Education
Brasher, Hardy, Fourqurean, Smith, Rideout
Communications and Expressive Arts
Financial Education - General
Henderson County's population is 46,513 as of 2012 and the median income is $41,244. In 2012 unemployment in Henderson County was 7.4% and in Kentucky it is 8.2%. The percent of poverty in Henderson County is 16.7%, while the percent living in poverty under the age of 18 is 24.4%. How we live is ever-changing but learning basic life skills is still as important as ever. Learning to create and live within a budget is basic to everyday life. Reality is that today's youth and adults are busier than ever. These basic life skills are not consistently taught to youth at home or at school.
Gain and maintain employment through life skill development.
Demonstrate practical living skills related to economical enterprise development and credit skills
Increase financial literacy related to practical living skills.
Initial Outcome: Participants will increase there knowledge on practical living skills.
Indicator: How much they already know about subject.
Method: pre test
Timeline: July 2020-June 2021
Intermediate Outcome: Participants will demonstrate there knowledge on practical living skills.
Indicator: What they know.
Method: Interview
Timeline: July 2020-June 2021
Long-term Outcome: Participants will gain knowledge to interview and keep job
Indicator: maintain job
Method: Post test
Timeline: July 2019-July 2020
Initial Outcome: Participants will increase there knowledge on financial education as it relates to practical living skills.
Indicator: How much they know before the program
Method: Pre-Test
Timeline: July 2019-June 2020
Intermediate Outcome: Participants will demonstrate there knowledge on financial and practical living skills.
Indicator: What they know.
Method: Interview
Timeline: July 2019-June 2020
Long-term Outcome: Participants will gain knowledge to create a budget and use financial skills.
Indicator: Demonstrate skills
Method: Post test
Timeline: July 2019-July 2020
Initial Outcome: Participants will increase there knowledge on financial education as it relates to Home maintenance/budgeting
Indicator: How much they know before the program
Method: Pre-training interview
Timeline: Twice annually as needed for new Habitat homes.
Intermediate Outcome: Participants will demonstrate there knowledge on financial and practical living skills.
Indicator: What they know.
Method: Interview
Timeline: spring
Long-term Outcome: Participants will gain knowledge to plan for long term home maintenance and use financial skills.
Indicator: Demonstrate skills
Method: Habitat annual follow up data
Timeline: annually
Audience: Middle School Youth
Project or Activity: It's Your Reality
Content or Curriculum: Consumer and Financial Education
Inputs:
Date: Spring 2021
Audience: Elementary Youth
Project or Activity: Dollars and Sense
Content or Curriculum: Consumer and Financial Education
Inputs:
Date: Spring 2021
Audience:Henderson County Residence
Project or Activity:Life Skills
Content or Curriculum:Real Skills for Everyday Living, Moneywise
Inputs: Extension Staff
Date: June 2019-July 2021
Audience:Henderson County Residence
Project or Activity:Estate Planning
Content or Curriculum:Estate Planning Publications
Inputs: Extension Agents, Specialist, Lawyer, CPA
Date: Fall 2020-Spring 2021
Audience:Henderson County Residence
Project or Activity:Habitat new Home Owner Training
Content or Curriculum:UK publications/Agent developed
Inputs: Extension Agent
Date: Twice per year as needed
Author: Amanda Hardy
Major Program: Financial Education - General
Americans spent more than $1 trillion dollars during the holidays in 2018. That number rose another 4.5% in 2019. While holiday spending at an all-time high pre-pandemic, many families across Kentucky may have less to spend during the 2020 holiday season. COVID-19 financial challenges might cause people to adjust their holiday budgets. When tighter budgets are coupled with pandemic-related supply shortages, it is important to learn smarter ways to stretch consumer dollars and resources. To raise
