Extension
It Starts With Us
LIfe Skills and Financial Stablity
Securing Financial Stablity
Lora Davidson, Raymond Cox, Jeremy Williams
Financial Education - General
Food Preparation and Preservation
Active Living and Health Promotions General
Stories, Songs, and Stretches
Harlan County's population has decreased dramatically over the last decade. The economy and loss of jobs in the county is a constant problem. Many coal mining operations in the county have either closed or cut back and that has affected the economy of the entire county. Families are beginning to have inadequate savings, too much debt, and poor planning. Adults and youth need a better understanding of the importance of money management and planning for the future.
Improve the quality of life for Harlan County citizens resulting in stronger families. Individuals and families are increasing their income as well as maximizing income resources consumption. Number of clientele reporting improved family financial stability and economic well-being.
Demonstrate practical living skills, as well as, seeking to advance education credentials. Practice one or more resource management behaviors resulting in increased savings and investments. Adopt short and long term financial planning strategies. Improve employability through practical living skills and continued education practices.
Youth and adults will show increase knowledge and skills related to managing finances and other resources. Participants will change their knowledge, opinions, skills and attitudes to improve employability through practical living skills and continued education practices.
Initial Outcome: Participants will become more responsible by gaining skills needed to make wise financial and career choices.
Indicator: Individuals acquire knowledge, skills, opinions and aspirations.
Method: Observation, written evaluations, word of mouth
Timeline: Throughout year
Intermediate Outcome: Participants will make wise financial and career decisions
Indicator: Number of individuals that report improved financial stability and career readiness.
Method: Observation, evaluations
Timeline: Throughout year
Long-term Outcome: The economic well-being of Harlan County citizens is strengthened.
Indicator: Positive change in statistics regarding poverty, income, graduation and other data.
Method: Data or statistics
Timeline: Throughout year
Audience: Freshman
Project or Activity: 4H Reality Store
Content or Curriculum: 4H Curriculum
Inputs: Staff, business leaders, schools
Date: November
Audience: Adults
Project or Activity: Small Steps to Health and Wealth
Content or Curriculum: FCS curriculum
Inputs: Staff
Date: Spring
Audience: Youth
Project or Activity: Babysitting
Content or Curriculum: 4H curriculum
Inputs: Staff
Date: Throughout year
Audience: Youth
Project or Activity: Career education
Content or Curriculum: 4H workforce preparation curriculum
Inputs: Staff
Date: Throughout year
Audience: Adults
Project or Activity: Recovering Your Finances
Content or Curriculum: Extension curriculum
Inputs: Staff
Date: Throughout year
Audience: Drug & Alcohol Recovery - Cumberland Hope Center
Project or Activity: College classes in workforce preparation
Content or Curriculum: Employability skills and writing
Inputs: Staff, teachers, volunteers
Date: Throughout year
Audience: Youth
Project or Activity: Robotics & Science Electricity
Content or Curriculum: 4H publications
Inputs: Staff, teachers, leaders, volunteers
Date: Throughout year
Audience: Middle school
Project or Activity: Dollars and Sense
Content or Curriculum: 4H curriculum
Inputs: Staff, community business leaders, schools
Date: Throughout year
Audience: Ages 9-18
Project or Activity: Youth Sewing
Content or Curriculum: Extension curriculum
Inputs: Staff, volunteers
Date: Throughout year
Author: Lora Davidson
Major Program: Financial Education - General
It’s no surprise that Americans have been stressed during the COVID-19 pandemic. It has been said that we are in a mental health crisis because our everyday lives have changed drastically and human contact has been limited. According to the American Psychological Association, nearly 8 out of 10 adults say the Coronavirus pandemic is a significant source of stress in their life and 2 out of 3 said they have experienced increased stress over the course of the pandemic. However, studies show
