Extension
It Starts With Us
Securing Financial Stability
Healthy Homes and Communities
Linda Combs
Financial Education - General
With the unemployment rate in the county on the rise up to 15.6% in March 2013, community leaders through surveys, council meetings, and one-on-one face meetings have directed Extension programming to focus on areas dealing with: family relations, drugs, unemployment, motivating children to succeed, peer pressure, helping aging baby boomers learn to adapt to the aging process and financial management. Many of Knott County families struggle with one or more of these problems. Children who start kindergarten with delayed development and fewer assets are by far more likely to repeat grades, get tracked into lower-tier classes and drop out of high school. Knott County’s population of seniors is 13.4% a number that is expected to increase due to aging baby boomers.
Maximize or extend resources to maintain or increase financial stability.
• Number of individuals reporting improved family financial stability and economic well-being.
• Number of individuals who avoided breaches in personal or financial security.
• Improved the quality of their life resulting in a stronger family.
•Adopt one or more short, mid and long term financial planning strategies.
•Practice one or more resource management behavior(s) resulting in increased savings or investments
•Apply practical living skills to advance education or employability
•Examine personal and financial stability on a regular basis (at least annually).
• Participants will increase understanding of consumer rights and privacy protection measures.
•Teens and young adults will simulate life situations to recognize importance of education and employability skills.
•Participants will identify short, medium and long term personal goals and objectives related to maintaining and improving their financial stability.
Initial Outcome: Knott County youth and adults will make good financial decisions.
Indicator: Percentage of program participants that identify short and long term goals and objectives.
Method: Observations, surveys, follow-up surveys, class evaluations.
Timeline: on going
Intermediate Outcome: adults & youth will develop a short & long term spending plan.
Indicator: manage a budget
Method: pre and post tests, observations
Timeline: on going
Long-term Outcome: families will develop & implement a long term spending lan
Indicator: use less credit, manage monies throughout the month
Method: pre and post tests, observations
Timeline: on going
Audience: Adults
Project or Activity: drug court - lifeskilss
Content or Curriculum: money habitudes
Inputs: FCS agent
Date: on-going
Audience: adults
Project or Activity: Managing in Tough Times
Content or Curriculum: UK Extension curriculum
Inputs: FCS agents
Date: ongoing
Audience: adults
Project or Activity: managing finances
Content or Curriculum: UK extension curriculum
Inputs: FCS agent
Date: on-going
Audience: adults
Project or Activity: Planning Your Digital Estate
Content or Curriculum: UK Extension Curriculum
Input: Kayla Watts, Breathitt Co FCS
Date: Jan 2020
Author: Linda Combs
Major Program: Financial Education - General
Holidays are often an exciting time of the year. However, the holidays in 2020 came with lots of stress: holiday spending, Covid-19 quarantines, Covid-19 mental, physical and financial stress. With the normal holiday stress, Covid-19 added limited visits or no visits with families and friends. This multiplied family stress to the max. To assist individuals in understanding and responding to stress resulting from holiday expenses and Covid-19 related issues the Quick
