Bracken County CES

Title:

Securing Financial Stability

MAP:

Financial Education

Agents Involved:

FCS, 4-H, ANR

MAJOR PROGRAM 1:

Estate Planning

MAJOR PROGRAM 2:

Managing in Tough Times

MAJOR PROGRAM 3:

Money Habitudes

Situation:

Kentucky consistently lags behind other areas of the United States in household income indicators,
including personal income, population living below the poverty line, unemployment and revolving debt loads.

Long-Term Outcomes:

Number of clientele reporting improved family financial stability and economic well-being.
Increase the number of clientele reporting improved privacy security measures and reduction in reports of financial fraudulent matters across the state.
Individuals and families are increasing their income as well as maximizing income resources consumption.
Improve the quality of life for Kentuckians resulting in stronger
families.

Intermediate Outcomes:

Adopt short, mid and long term financial planning strategies.
Adopt privacy protection measures; annual, semi-annual, or quarterly credit-checking practices; and better recognition of fraudulent attempts from outside sources.
Improve employability through practical living skills and continued education practices.
Demonstrate practical living skills related to economic or enterprise
development, as well as seeking to ascertain advance education credentials.
Practice one or more resource management behaviors resulting in increased savings or investments

Initial Outcomes:

Teenagers and adults will show increased knowledge and skills related to managing available financial and non-financial resources.
Participants will increase understanding of their consumer rights and privacy protection measures.
Change knowledge, opinions, skills and attitudes to improve employability through practical living skills and continued education practices.
Increase financial literacy related to savings and investments.

Evaluation:

Initial Outcome: Participants will show increased knowledge and skills related to managing available financial and non-financial resources.
Indicator: Number of individuals reporting changes in knowledge, opinions, skill or aspirations related to money management.
Method: Number of people participating, pre/post evaluations, # of people responding
Timeline: 2017
Intermediate Outcome: Adopt short, mid and long term financial planning strategies
Indicator: Number of individuals reporting changes in knowledge, opinions, skill or aspirations related to money management.
Method: Number of people participating, pre/post evaluations, # of people responding
Timeline: 2017-2018

Long-term Outcome: Number of clientele reporting improved family financial stability and economic well being.
Indicator: Number of people who implement at least one financial management strategy.
Method: Pre/Post Evaluation
Timeline: 2017-2018

Learning Opportunities:

Audience: Seniors

Project or Activity: Monthly Lessons

Content or Curriculum: Moneywise, Small Steps to Health and Wealth

Inputs: FCS Agent

Date: Monthly 2018

Audience: 1st Graders

Project or Activity: Economics

Content or Curriculum: Various Publications

Inputs: FCS Agent, 4-H Agent

Date: Spring 2018

Audience: Families

Project or Activity: Moneywise

Content or Curriculum: Money Habitudes, Farm Record Books

Inputs: FCS Agent, ANR Agent

Date: 2017-2018