Extension
It Starts With Us
Enhance Life Skills and Build Consumer Awareness
Enhance Life Skills and Build Consumer Awareness
Proctor, Hance
Financial Education - General
Positive personal finance behaviors prepares Kentuckians for any future economic shift. The United States has been in an extremely long period of economic expansion; however, expansions are cyclical, meaning growth is eventually followed by recession. Securing financial stability for Kentuckians will help families thrive no matter the economic outlook. Financial stability is achieved when families are able to secure and manage resources needed to supply food, clothing, and shelter. Through increased financial knowledge, families may be able to make wise financial decisions, increase buying power, avoid overextended credit, develop savings habits, and manage risks.
- Better family money management skills, such as reducing debt, increasing savings, and financial planning.
- More effective employees and community leaders.
- Improved financial capability for Kentuckians, results in better quality of life and stronger families.
- Practice one or more resource management behaviors resulting in increased savings or investments.
- Adopt financial planning strategies for short-, mid-, and long-term goals.
- Increased knowledge and skills related to managing financial resources, including savings, credit, and financial planning.
- Change knowledge, opinions, skills, and aspirations, to improve employability through work and practical living skills and continuing education practices.
- Increase financial literacy (knowledge and skills) related to savings and investments.
Outcome: Increased awareness of sound financial behaviors
Indicator(s): Number of individuals who implemented at least one
strategy to reduce expenses or manage money
Number of individuals who made a sound financial decision
(regarding credit, budgeting, savings, and/or debt)
Method: Retroactive pre-post
Timeline: Following financial education workshops
Outcome: Increase knowledge and skills related to
managing financial resources
Indicator: Number of individuals reporting increased levels of
understanding in the area: confidence in handling money issues
or specific financial matters
Method: Retroactive pre-post
Timeline: Following financial education workshops
Outcome: Increase knowledge and skills related to
estate planning
Indicator: Number of individuals who took action toward
implementing at least one estate planning strategy in regard to the subject matter presented
Method: Retroactive pre-post
Timeline: Following financial education workshops
Audience: Adults, young adults, and teens
Project or Activity: Money Habitudes Online
Content or Curriculum: Money Habitudes
Inputs: Proctor, curriculum publications and resources, Money Habitudes cards, UK Specialist
Date: October 2022
Audience: Adults, young adults, and teens
Project or Activity: Credit Education online
Content or Curriculum: Good Credit Game
Inputs: Proctor, curriculum publications and resources, Good Credit Game set
Date: Spring 2023
Project or Activity: Financial Education
Content or Curriculum: Real Skills for Everyday Life
Inputs: Proctor, OVEC Headstart Parent committee, curriculum publications and resources
Date: Fall 2022
Audience: Trimble County Sophomores and Eighth Graders
Project or Activity: Trimble County Reality Store
Content or Curriculum: It's Your Reality, Dollars and Sence
Inputs: Hance, Kentucky 4-H resources, Trimble County School officials, and volunteers
Date: Fall 2022
Author: Regina Utz
Major Program: Farm Management, Economics and Policy
On September 8th, 2022, I hosted a record keeping program at the extension office. As a part of this program, I contacted Katie Taylor from our local Farm Service Agency to come help explain the importance of record keeping. The program was held at the Trimble County Extension Office. The program was targeted for farmers but was open to anyone looking to improve their record keeping skills. We had 11 participants show up for the program. Katie spoke first about why keeping records are impor
Author: Ralph Hance
Major Program: Agriculture
As technology continues to advance, young people’s written and verbal communication skills continue to lack, which are important life skills they need to acquire; therefore, the Trimble County 4-H program promotes the 4-H Country Ham Project where youth gain these life skills. The 4-H Country Ham Project also teaches 4-H members about food preservation and the time-honored tradition and history of curing country hams.Trimble County has not participated in this project before 2021. &n
Author: Regina Utz
Major Program: Beekeeping
The Trimble County Extension Service determined there was a need for a Beekeeping Basics program based on agricultural survey responses. The President of the Oldham County Beekeepers Association led the group of 34 individuals through a variety of uses for bees and bee products. Due to the wealth of knowledge the speaker possessed participants began to explore new opportunities they were unaware of in working with bees. The speaker brought in equipment that attendees were able to observe a
Author: Jane Proctor
Major Program: Food Preparation and Preservation
The interest in Charcuterie boards as a type of food service as been on the rise in popularity. Although this method of food presentation has been around for many years, the current trend has become all encompassing while including a variety of food choices and different types of serving vessels. Because of the rise of popularity, the Trimble County Family and Consumer Science Agent hosted a Charcuterie class that addressed preparation methods, food safety, food storage, and incorporating
