LIfe Skills and Financial Stablity
Securing Financial Stablity
Lora Davidson, Raymond Cox, Jeremy Williams
Securing Financial Stability (general)
Help Yourself to a Healthy Home Series
Making Healthy Lifestyle Choices (general)
4-H Youth Development Programming
Harlan County's population has decreased dramatically over the last decade. The economy and loss of jobs in the county is a constant problem. Many coal mining operations in the county have either closed or cut back and that has affected the economy of the entire county. Families are beginning to have inadequate savings, too much debt, and poor planning. Adults and youth need a better understanding of the importance of money management and planning for the future.
Improve the quality of life for Harlan County citizens resulting in stronger families. Individuals and families are increasing their income as well as maximizing income resources consumption. Number of clientele reporting improved family financial stability and economic well-being.
Demonstrate practical living skills, as well as, seeking to advance education credentials. Practice one or more resource management behaviors resulting in increased savings and investments. Adopt short and long term financial planning strategies. Improve employability through practical living skills and continued education practices.
Youth and adults will show increase knowledge and skills related to managing finances and other resources. Participants will change their knowledge, opinions, skills and attitudes to improve employability through practical living skills and continued education practices.
Initial Outcome: Participants will become more responsible by gaining skills needed to make wise financial and career choices.
Indicator: Individuals acquire knowledge, skills, opinions and aspirations.
Method: Observation, written evaluations, word of mouth
Timeline: Throughout year
Intermediate Outcome: Participants will make wise financial and career decisions
Indicator: Number of individuals that report improved financial stability and career readiness.
Method: Observation, evaluations
Timeline: Throughout year
Long-term Outcome: The economic well-being of Harlan County citizens is strengthened.
Indicator: Positive change in statistics regarding poverty, income, graduation and other data.
Method: Data or statistics
Timeline: Throughout year
Audience: Freshman
Project or Activity: 4H Reality Store
Content or Curriculum: 4H Curriculum
Inputs: Staff, business leaders, schools
Date: November
Audience: Adults
Project or Activity: Small Steps to Health and Wealth
Content or Curriculum: FCS curriculum
Inputs: Staff
Date: Spring
Audience: Youth
Project or Activity: Babysitting
Content or Curriculum: 4H curriculum
Inputs: Staff
Date: Throughout year
Audience: Youth
Project or Activity: Career education
Content or Curriculum: 4H workforce preparation curriculum
Inputs: Staff
Date: Throughout year
Audience: Adults
Project or Activity: Moneywise
Content or Curriculum: Moneywise curriculum
Inputs: Staff
Date: Throughout year
Audience: Drug & Alcohol Recovery - Cumberland Hope Center
Project or Activity: College classes in workforce preparation
Content or Curriculum: Employability skills and writing
Inputs: Staff, teachers, volunteers
Date: Throughout year
Audience: Adults
Project or Activity: Holiday Survival Guide
Content or Curriculum: KSU Financial Management for the Holidays
Inputs: Staff
Date: October - December
Audience: Youth
Project or Activity: Robotics & Science Electricity
Content or Curriculum: 4H publications
Inputs: Staff, teachers, leaders, volunteers
Date: Throughout year
Audience: Middle school
Project or Activity: Dollars and Sense
Content or Curriculum: 4H curriculum
Inputs: Staff, community business leaders, schools
Date: Throughout year
Audience: Ages 9-18
Project or Activity: 4H Sewing Club
Content or Curriculum: 4H curriculum
Inputs: Staff, volunteers
Date: Throughout year
Author: Raymond Cox
Major Program: Family and Consumer Sciences 4-H Core Curriculum
The Harlan County 4-H Agent, Program Assistants, Agriculture Agent, and Program Assistants, in collaboration with the Harlan County and Harlan Independent School Family Resource Centers conducted the 21th Annual 3 day 4-H Reality Store was held in November at the Extension Depot to provide youth skills education and a hands-on approach to career choices and financial management. Approximately 450 9th grade students from Harlan County High School and Harlan High School. Approximately seventy volu
Author: Raymond Cox
Major Program: Family and Consumer Sciences 4-H Core Curriculum
The success of the 4-H Reality Store for high school students encouraged the beginning of a program for elementary students to teach financial planning and success. The 4-H Dollar and Sense program shows students how important it is to be good money managers for their financial futures. Each student is given an allotted amount of money for an allowance for a week. With this money, students have the freedom to choose to buy a pet, toys, fast food, candy, pet food, bicycle, roller blades or skate