Grant County CES

Title:

Enhance Life Skills and Build Consumer Awareness

MAP:

Improving Lifestyle Decisions

Agents Involved:

Price, Ammerman, 4H

MAJOR PROGRAM 1:

Financial Education - General

MAJOR PROGRAM 2:

Communications and Expressive Arts

MAJOR PROGRAM 3:

Apparel and Textiles (Non-Master Clothing Volunteer)

Situation:

Promote positive personal finance behaviors prepares Kentuckians for any future economic shift. The United States has been in an extremely long period of economic expansion; however, expansions are cyclical, meaning growth is eventually followed by recession. Securing financial stability for Kentuckians will help families thrive no matter the economic outlook. Financial stability is achieved when families are able to secure and manage resources needed to supply food, clothing, and shelter. Through increased financial knowledge, families may be able to make wise financial decisions, increase buying power, avoid overextended credit, develop savings habits, and manage risks.

Long-Term Outcomes:

• Better family money management skills, such as reducing debt, increasing savings, and financial planning.
• More effective employees and community leaders.
• Improved financial capability for Kentuckians, results in better quality of life and stronger families.

Intermediate Outcomes:

• Practice one or more resource management behaviors resulting in increased savings or investments.
• Adopt financial planning strategies for short-, mid-, and long-term goals.

Initial Outcomes:

• Increased knowledge and skills related to managing financial resources, including savings, credit, and financial planning.
• Change knowledge, opinions, skills, and aspirations, to improve employability through work and practical living skills and continuing education practices.
• Increase financial literacy (knowledge and skills) related to savings and investments.

Evaluation:

Initial Outcome: Knowledge Gained

Indicator: Participants are able to show increased knowledge and skills related to managing available resources

Method: Written or Oral Evaluation, Pre and Post Test

Timeline: Immediate

Intermediate Outcome: Behavior Change

Indicator: Apply one or more resource management behaviors resulting in increased savings or investments

Method: Oral and Written Evaluations, Pre and Post Tests.

Timeline: 1-3 Years

Long-term Outcome: Changes in the Financial Well-being of Grant County residents

Indicator: Higher financial stability, lower rates of student debt, increase in economic well-being

Method: Noticeable changes in census data, Number of individuals reporting improved family financial stability and economic well-being, and policy changes that promote financial stability.

Timeline: 10 years

Learning Opportunities:

Audience: Adults

Project or Activity: Farm Succession Planning

Content or Curriculum: UK/OSU Farm Transitions Program

Inputs: Agents, specialists, attorney

Date: Dec 2020

Audience: Adults

Project or Activity: Small Steps to Health and Wealth

Content or Curriculum: Small Steps to Health and Wealth

Inputs: Agent, Curriculum

Date: Jan 2021

Audience: Adults

Project or Activity: Estate Planning

Content or Curriculum: Estate Planning, Planning your digital estate

Inputs: Agents, Curriculum, Specialists 

Date: Fall 2021

Audience: Adults

Project or Activity: Where does your money go?

Content or Curriculum: Managing in tough times

Inputs: Agent, Curriculum

Date: Summer 2021

Audience: 7th & 8th Grade Students

Project or Activity: Reality Store

Content or Curriculum: It’s your Reality

Inputs: Agents, Volunteers, Community Partners

Date: October 2021

Audience: 4th & 5th grade students

Project or Activity: Dollars and Sense

Content or Curriculum: It’s your Reality

Inputs: Agents, Volunteers, Community Partners

Date: March 2021

Audience:  Adults

Project or Activity: Credit Education

Content or Curriculum: Good Credit Game

Inputs: Agent, curriculum publications and resources, Good Credit Game set

Date: Fall 2021

Success Stories