Extension
It Starts With Us
Securing Financial Security
Resource Management
Jason Phillips, Catherine Webster, Christy Ramey
Real Skills for Everyday Life
First Impressions
Local Food System Development and Mapping
Family and Consumer Sciences 4-H Core Curriculum
Situation: The median household income in Simpson Co. is $39,500, with 20% of Simpson Co. residents living in poverty. Compare this to a national median household income of $53,000 and a 15% poverty rate across the United States. Recently extension clientele were asked to identify the “issues & needs” facing Simpson Co. Money Management & Living on a Budget topped the list. 85% of Simpson County adults do not have a four year college degree, yet only 46% of high school graduates are deemed “career ready” upon graduation. 61% of the county’s employment sector is made up of manufacturing & trade jobs that typically do not require a college education. As one can see, these numbers leave quite a divide among the county’s workforce. Nationwide the number of stay-at-home parents has greatly decreased over the last 25 years. Parents are increasingly relying on schools to teach financial management concepts & skills once taught within the home. However, given recent budget cuts to education many schools have cut family & consumer sciences classes that teach financial management skills. In addition, as Baby Boomers head into retirement & aging, their need for help with affordable health care, food access, caregiving, and estate planning will increase. Extension’s mission is to make a positive difference in the lives of Kentucky citizens through non-formal education for the entire family, including the much needed financial resource management programs for youth, families, and our aging population.
Long-term Outcomes:
Youth, families, & retirees be financially responsible
Individuals gain & maintain employment through money management skills
Individuals make choices that lead to financial security throughout life
Youth will be productive, financially contributing adults in the future
Youth & families adopt financial saving & spending habits that contribute toward their employ-ability
Youth, families, and retirees practice financial management skills
Individuals (of all ages) practice responsible consumer & financial decision-making
Individuals contribute to a financially secure home & family
Gain financial management knowledge & skill development
Learn skills to setting financial goals and budgeting
Understand the decision-making process that goes into setting a family or individual budget
Process the relationship between good grades = college = better paying career = financial stability as an adult
Outcome: Participants in financial programs learn then practice then adopt short, mid, & long term money management strategies to budget their financial resources, reduce debt, and increase savings.
Indicator: Families & retirees are financially stable and youth become financially contributing adults in the future
Method: Pre and post program surveys
Timeline: Anywhere from immediately following program, up to 12 months later
Audience: 5th, 6th, 8th, grades
Project or Activity: 4-H Dollars & Sense for Elementary and 4-H Reality
Store for Middle/High
Content or Curriculum: It’s Your Reality/Dollars and Sense’
Inputs: School District, FBLA Students, Homemakers, Local Businesses,
4-H Teens, Franklin Bank & Trust, Tent Time Rentals, Extension Agents
Date: January-April 2018
Audience: 8th – 12th grades
Project or Activity: 4-H Career Shadowing
Content or Curriculum: KY World of Work
Inputs: School District, Local Businesses, Extension Service
Date: Spring 2018
Audience: Young Adults / Parents Entering the Workforce
Project or Activity: First Impressions Career Fair
Curriculum: Moneywise, First Impressions, Communication Skills
Inputs: Local Employment Agencies, SHRUM, Extension Agents
Date: Fall 2017 – Spring 2018
Audience: High School Students
Project or Activity: Piggy Bank Contest
Curriculum: Moneywise, Money Habitudes
Inputs: Teachers, students, Agents, donations for awards
Date: Winter 2018
Audience: Homemakers
Project or Activity: Avoiding Scams while Shopping on the Internet
Curriculum: UK Extension materials
Inputs: Agent led, Train-the-trainer
Date: September 2017
Audience: General Population
Project or Activity: Parent-Child Fix-It Event for People Serving People
Curriculum: Extension publications-Easy Home Repairs
Inputs: Parents, children, volunteers, experienced repairmen, insurance, Agents
Date: Summer 2017
Audience: General population
Project or Activity: Savings First
Curriculum: Moneywise and America Saves
Inputs: Agent time, Facebook, businesses in the community
Date: February 2018
