Securing Financial SecurityPlan of Work

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Simpson County CES

Title:
Securing Financial Security
MAP:
Resource Management
Agents Involved:
Jason Phillips, Catherine Webster, Christy Ramey
MAJOR PROGRAM 1:
Real Skills for Everyday Life
MAJOR PROGRAM 2:
First Impressions
MAJOR PROGRAM 3:
Local Food System Development and Mapping
MAJOR PROGRAM 4:
Family and Consumer Sciences 4-H Core Curriculum
Situation:
Situation: The median household income in Simpson Co. is $39,500, with 20% of Simpson Co. residents living in poverty. Compare this to a national median household income of $53,000 and a 15% poverty rate across the United States. Recently extension clientele were asked to identify the “issues & needs” facing Simpson Co. Money Management & Living on a Budget topped the list. 85% of Simpson County adults do not have a four year college degree, yet only 46% of high school graduates are deemed “career ready” upon graduation. 61% of the county’s employment sector is made up of manufacturing & trade jobs that typically do not require a college education. As one can see, these numbers leave quite a divide among the county’s workforce. Nationwide the number of stay-at-home parents has greatly decreased over the last 25 years. Parents are increasingly relying on schools to teach financial management concepts & skills once taught within the home. However, given recent budget cuts to education many schools have cut family & consumer sciences classes that teach financial management skills. In addition, as Baby Boomers head into retirement & aging, their need for help with affordable health care, food access, caregiving, and estate planning will increase. Extension’s mission is to make a positive difference in the lives of Kentucky citizens through non-formal education for the entire family, including the much needed financial resource management programs for youth, families, and our aging population.
Long-Term Outcomes:
Long-term Outcomes:
Youth, families, & retirees be financially responsible
Individuals gain & maintain employment through money management skills
Individuals make choices that lead to financial security throughout life
Youth will be productive, financially contributing adults in the future

Intermediate Outcomes:
Youth & families adopt financial saving & spending habits that contribute toward their employ-ability
Youth, families, and retirees practice financial management skills
Individuals (of all ages) practice responsible consumer & financial decision-making
Individuals contribute to a financially secure home & family
Initial Outcomes:
Gain financial management knowledge & skill development
Learn skills to setting financial goals and budgeting
Understand the decision-making process that goes into setting a family or individual budget
Process the relationship between good grades = college = better paying career = financial stability as an adult
Evaluation:

Outcome: Participants in financial programs learn then practice then adopt short, mid, & long term money management strategies to budget their financial resources, reduce debt, and increase savings.
Indicator: Families & retirees are financially stable and youth become financially contributing adults in the future
Method: Pre and post program surveys
Timeline: Anywhere from immediately following program, up to 12 months later

Learning Opportunities:



Audience: 5th, 6th, 8th, grades

Project or Activity: 4-H Dollars & Sense for Elementary and 4-H Reality

Store for Middle/High

Content or Curriculum: It’s Your Reality/Dollars and Sense’

Inputs: School District, FBLA Students, Homemakers, Local Businesses,

4-H Teens, Franklin Bank & Trust, Tent Time Rentals, Extension Agents

Date: January-April 2018


Audience: 8th – 12th grades

Project or Activity: 4-H Career Shadowing

Content or Curriculum: KY World of Work

Inputs: School District, Local Businesses, Extension Service

Date: Spring 2018


Audience: Young Adults / Parents Entering the Workforce

Project or Activity: First Impressions Career Fair

Curriculum: Moneywise, First Impressions, Communication Skills

Inputs: Local Employment Agencies, SHRUM, Extension Agents

Date: Fall 2017 – Spring 2018


Audience: High School Students

Project or Activity: Piggy Bank Contest

Curriculum: Moneywise, Money Habitudes

Inputs: Teachers, students, Agents, donations for awards

Date: Winter 2018


Audience: Homemakers

Project or Activity: Avoiding Scams while Shopping on the Internet

Curriculum: UK Extension materials

Inputs: Agent led, Train-the-trainer

Date: September 2017


Audience: General Population

Project or Activity: Parent-Child Fix-It Event for People Serving People

Curriculum: Extension publications-Easy Home Repairs

Inputs: Parents, children, volunteers, experienced repairmen, insurance, Agents

Date: Summer 2017


Audience: General population

Project or Activity: Savings First

Curriculum: Moneywise and America Saves

Inputs: Agent time, Facebook, businesses in the community

Date: February 2018

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