Extension
It Starts With Us
Financial Mangement Heatlhy Homes and Communities
Finances and Healthy Home and Community
Heather Graham, Jessica Morris
Promoting Healthy Homes and Communities (general)
Financial Management and creating a safe homes within environments that promote and support the physical mental well-being of families throughout the lifecycle was a concern of the Family Consumer Science Council in Wolfe County. Wolfe County consistently is statistically behind in the following areas: state in household income indicators, including personal income, population living below the poverty line, unemployment and revolving debt load In the current economy, and financial stability. That stability rests with families securing and managing their basic human needs, food, clothing and shelter. Job skills, attitude, and money management continues to be a concern with County Extension Council members and other advisory councils. The way families and youth spend their money and manage their resources today will determine what they have in the future. Each individual decision will make an impact on health and safety in the family, community and environment.
Understanding how daily choices can impact our environment is vital to conserving and preserving our natural resources and ensuring a healthy environment for present and future generations. In 2008, Kentucky ranked 18th in total energy consumption and 7th in energy consumption per capita. In 2010, the statewide household participation rate for all curbside garbage collection types was 86.6%. In 2010, Kentuckians recycled 35.7% of all municipal solid waste and 29% of common household recyclables. The average Kentuckian used 67 gallons of water per person per day.
(Reviewed 04/2017, HG, JM)
Number of clientele reporting improved family financial stability and economic well-being.
Increase the number of clientele reporting improved privacy security measures and reduction in reports of financial fraudulent matters across the state.
Individuals and families are increasing their income as well as maximizing income resources consumption.
Create safe homes within environments that promote and support the physical and mental well-being of families throughout the life cycle
Improve the natural environment to increase active and healthy lifestyles.
(Reviewed 04/2017, HG, JM)
Number of people who:
Adopt short, mid and long term financial planning strategies.
Adopt privacy protection measures; annual, semi-annual, or quarterly credit-checking practices; and better recognition of fraudulent attempts from outside sources.
Practice one or more resource management behaviors resulting in increased savings.
Implement one or more practices that will improve:
Going green Energy conservation
Home safety
(Reviewed 04/2017, HG, JM)
Adults will show increased knowledge and skills related to managing available financial and non-financial resources.
Participants will increase understanding of their consumer rights and privacy protection measures.
Change knowledge, opinions, skills and attitudes to improve employ ability through practical living skills and continued education practices.
Identify one or more practices that will improve:
Going green
Energy conservation
Home safety
(Reviewed 04/2017, HG, JM)
Long Term Outcome: Create safe homes within environments that promote and support the physical and mental well-being of families
Indicator: Number of program participants that suffer less damage or injury during natural disasters
Method: Surveys, observation
Timeline: 2017-2018
Intermediate Outcome: Number of program participants who implement one or more practices that will improve disaster preparedness
Method: Survey
Timeline: 6 months following program
Initial Outcome: Increase knowledge of issues relating to disaster preparedness
Method; Observation, Verbal and Written evaluations
Timeline: Immediately following program
Long-Term Outcome:Practice one or more resources management behaviors resulting in increased savings or investments
Indicator: Number of people who implement at least one financial management strategy.
Method: Pre/Post Evaluation
Timeline: 2017-2018
Intermediate Outcome: Participants will adopt short, mid, and long term financial strategies.
Indicator: Number adults who demonstrate informed and effective decision making.
Method: Surverys, obsrvation
Timeline: 2017-2018
Initial Outcome: Adults will show increased knowledge and skills related to managing available financial and non-financial resources
Indicator: Number of individuals reporting changes in knowledge, opinions, skills, or aspirations related to money management.
Method: Observatin, Written and Verbal evaluation
Timeline: 2017-2018
(Reviewed 04/2017, HG, JM)
Audience: Adults
Project Activity: Managing in Tough Times Disaster Recovery Recourses
Content or Curriculum: FCS curriculum
Inputs: FCS agent
Date: 2017-2018
Audience: Adults
Project Activity: Stretching your Holiday Dollar
Content or curriculum: FCS curriculum
Date; 2017-2018
Audience: Adults and youth
Project or Activity: Financial Literacy
Content or curriculum: FCS curriculum
Date: 2017-2017
Audience: Adults and Youth
Project or activity: Consumerism
Content or Curriculum: FCS curriculum
Date: 2017-2018
Audience: adults and youth
Project or activity: Savings and investments education
Content or Curriculum; FCS curriculum
Date; 2017-2018
Audience: Newsletter Audience
Project or Activity: Managing in Tough Times “Bits and Tips”
Content or Curriculum
Date 2017-2018
Audience: Adults/families
Project or Activity: Focus on the Home: Disaster Plan
Content or Curriculum: FCS curriculum
Input: FCS agent
Date 2017-2018
Audience: Adults/Families
Project or Activity: Going Breen
Input: FCS agents
Date: 2017-2018
Audience: Adults and seniors
Project or Activity: Stand up to Falling
Input: FCS Agents
Date 2017-2018
(Reviewed 04/2017, HG, JM)
Author: Alyssa Cox
Major Program: Estate Planning
According to the 2019 Kentucky Extension Community Assessment, residents in Wolfe County identified that improving family skills in reducing debt, increasing savings, and financial planning as an issue of high importance. A properly executed estate plan can reduce family stress, reduce federal and state tax obligations, and allow the estate to be settled in an expedient fashion saving both time and money. In response to these issues, Family and Consumer Sciences Agent, Alyssa Cox, and Agric
