Grayson County CES

Title:

Family Resource Management

MAP:

Building Strong Families in Grayson County

Agents Involved:

Taul, N.

MAJOR PROGRAM 1:

Money Habitudes

MAJOR PROGRAM 2:

Real Skills for Everyday Life

MAJOR PROGRAM 3:

Managing in Tough Times

MAJOR PROGRAM 4:

Securing Financial Stability (general)

Situation:

The median household income for Grayson County is estimated at $32,793 compared to $41,086 for the state with an unemployment of 10.4% compared to 8.2% for Kentucky. Grayson County also has a larger percentage of their population living in poverty at 26.0% as compared to Kentucky at 19.1%. In addition, 39.2% of the totally population under the age of 18 are living in poverty. Due to these statistics, it is evident that there is a need for financial education and awareness to educate individuals on money handling techniques that have the potential to decrease the amount of people living in poverty. Additionally, resource management was identified by the FCS and County Extension Councils as an area to address through Extension programming.

Long-Term Outcomes:

Number of individuals reporting improved family financial stability and economic well-being.

Intermediate Outcomes:

Adopt one or more short, mid and long term financial planning strategies.

Initial Outcomes:

Participants will show increased knowledge and skills related to managing available financial and non-financial resources(Social marketing and Program participants)

Evaluation:

Initial Outcome: Participants will show increased knowledge and skills related to managing available financial and non-financial resources.
Indicator: Number of adults and youth reporting an increase in knowledge, opinions, skills, or aspirations related to money management.
Method: Pre/Post program evaluation
Timeline: Beginning/End of program

Intermediate Outcome: Adopt one or more short, mid and long term financial planning strategies.
Indicator: Number of individuals adopting one or more practices to reduce debt or increase savings.
Method: Post program survey
Timeline: 3 months post program

Long-term Outcome: Number of individuals reporting improved family financial stability and economic wellbeing.
Indicator: Number of individuals reporting improved family financial stability and economic wellbeing.
Method: Post program survey and follow up evaluation
Timeline: 6 months post program

Learning Opportunities:

Audience: General Public
Project or Activity: Financial and resource management education
Content or Curriculum: Money Habitudes, MITT, Real Skills for Everyday Life
Inputs: UK publications, partnerships, facilities, materials, agents
Date: October - December & January - March

Audience: Facebook and Social Media Users/General Public
Project or Activity: Social media posts regarding financial and resource management
Content or Curriculum: MITT and other various research based resources
Inputs: UK FCS Content Specialist, paid Extension Staff, social media outlets
Date: 2016-2020

Success Stories