Extension
It Starts With Us
Financial Stability
Healthy Communities
Hull, Broderick, Stewart
Small Steps to Health & Wealth
Managing in Tough Times
Family and Consumer Sciences 4-H Core Curriculum
Kentucky consistently lags behind other areas of the United States in key household economic indicators, including: personal income, population living below the poverty line, unemployment, and revolving debt. These indicators, especially unemployment numbers became more exaggerated during the period of the Great Recession. However, at present economist are cautiously optimistic regarding future economic forecasts. It is important to acknowledge the impact of current economic conditions on family financial management. The goal of the Securing Financial Stability Initiative is to help Kentuckians understand and respond to changing economic conditions, while promoting healthy financial behaviors across the lifespan.
• Maximize or extend resources to maintain or increase financial.
• Number of individuals reporting improved family financial stability and economic well-being.
• Number of individuals who avoided breaches in personal or financial security.
• Improved the quality of their life resulting in a stronger family.
• Adopt one or more short, mid and long term financial planning strategies.
• Practice one or more resource management behavior(s) resulting in increased savings or investments
• Apply practical living skills to advance education or employability.
• Examine personal and financial stability on a regular basis (at least annually).
• Teenagers and adults will show increased knowledge and skills related to managing available financial and non-financial resources
• Participants will increase understanding of consumer rights and privacy protection measures.
• Teens and young adults will simulate life situations to recognize importance of education and employability skills.
• Participants will identify short, medium and long term personal goals and objectives related to maintaining and improving their financial stability.
Long-term Outcome:
Indicator: Participants report applying two or more skills and more financial stability in their families.
Method: evaluation, observations, personal interviews and follow up calls.
Timeline: 2-3 years
Intermediate Outcome:
Indicator: Participants have applied knowledge gained from Extension programs to become more financially secure.
Method: evaluation, observations, personal interviews and follow up calls.
Timeline: 6 months- 1 year
Initial Outcome:
Indicator: Participants have increased their knowledge and vocabulary regarding personal and family finances.
Method: evaluations
Timeline: 1- 3 months
Audience: Adults
Project or Activity: Small Steps to Health and Wealth On-Line Challenge
Content or Curriculum: Small Steps to Health and Wealth, and other UK CES publications
Inputs: Extension staff, volunteers, local businesses
Date: Spring 2018
Audience: Adults, KEHA members
Project or Activity: Stretching Your Holiday Dollar
Content or Curriculum: Managing in Tough Times Curriculum and other UK CES publications
Inputs: Extension staff, volunteers
Date: Fall 2017
Audience: Adults
Project or Activity: Where Does Your Money Go? Curriculum and other UK CES publications
Content or Curriculum:
Inputs: Extension staff, volunteers
Date: ongoing
Audience: 8th graders
Project or Activity: 4-H Reality Store
Content or Curriculum: 4-H Curriculum
Inputs: Extension Staff, Teachers, Volunteers, School
Date: Fall 2017
Audience: 5th graders
Project or Activity: Dollars and Sense
Content or Curriculum: 4-H Curriculum
Inputs: Extension Staff, Teachers, Volunteers, School
Date: Fall 2017
Audience: 5th Graders
Project or Activity: Economic Fair
Content or Curriculum: 4-H Curriculum
Inputs: Extension Staff, Teachers, Volunteers, School
Date: Spring 2018
Audience: Youth all Ages
Project or Activity: Piggy Bank
Content or Curriculum: Money Wise
Inputs: Extension Staff, Teachers, Volunteers, School, local banks
Date: Fall 2017
Audience: Adults, KEHA members
Project or Activity: Let the Consumer Beware! Learn with us Lesson
Content or Curriculum: Let the Consumer Beware! . . . In Tough Economic Times
Inputs: Extension staff, volunteers
Date: Spring 2018
Audience: Homeschool grades 3-6
Project or Activity: Mini Society
Content or Curiculum: Mini Society
Input: Extension Staff, Volunteers, Grant
Date: Fall and Winter 2017-2018
