Kentucky Saves is led by the University of Kentucky Cooperative Extension Service as part of the national America Saves campaign. The initiative, which culminates during  Kentucky Saves Week the last week of February, encourages individuals and families to save money and build personal wealth. 

Research suggests that those who write down their goals are 42% more likely to achieve them. The Kentucky Saves Pledge is a tool to help consumers visualize their goals by writing down what they’re saving for and how much they plan to save. The Jefferson County Cooperative Extension office challenged consumers to take the Kentucky Saves Pledge and make a personal commitment to save.

Jefferson County had 18 consumers who pledged to save a total of $15,440 over the next year or more. Monthly savings pledges ranged from $5 to $250. The average savings goal timeframe was 15.5 months. Participants pledged an average monthly savings of $42.22. Most (50%) pledged to put money in general savings. Others are saving for debt repayment (17%), emergency fund (11%), vacation or special event (11%), or homeownership (11%).