Holidays are often an exciting time of the year.  However, the holidays can also represent added stress due to holiday spending.  Many individuals, families and households neglect budgeting for holiday spending. To assist individuals in understanding and responding to financial stress resulting from holiday expenses, the Owsley County Extension Office hosted Stretching Your Holiday Dollar financial program for the Owsley County Extension Homemakers and community participants.  Emphasis was placed on understanding how implementing holiday budgeting and other cost-saving strategies can help individuals to reduce spending and financial stress.  Forty-one consumers participated in the workshops.  Participants were surveyed following the class and 100 percent indicated they had identified money management or cost-saving strategies for their family, while 41 participants, increased their confidence in handling money issues or specific financial matters.  Forty-one participants identified at least one specific saving or wealth-related goal for their family and 100 percent plan to take action steps toward implementing at least one financial management strategy presented during this program. Some comments from participants include:  “I plan to shop early and reuse gift bags”, “I used several of the ideas presented from the workshop, I gave several food gifts”, and “I plan to make gifts for friends instead of purchasing.”