Success Story Answering Questions on Social Security Aid in Financial Planning



Answering Questions on Social Security Aid in Financial Planning

Author: Linda Brown-Price

Planning Unit: Administration - Cooperative Extension Service

Major Program: Financial Education - General

Plan of Work: 2021 Financial Education, Developing Human Capital, Real Skills for Everyday Life

Outcome: Initial Outcome

The coronavirus crisis has shattered the financial security of many Americans, hitting hard the older population. Millions have become unemployed or saw a reduction in wages. Some people are tapping into their retirement savings to make ends meet, while others didn’t have enough in retirement savings to fall back on. This has caused those who are eligible to receive Social Security benefits to have several questions.

A virtual training utilizing the zoom platform was used by the  Kenton County , Kentucky State University Family and Consumer Sciences Agent to assist in addressing some of these questions. Collaboration with the local Social Security Office provide a speaker that discussed the history, of Social Security, ways to enroll, how may quarters are needed for full benefits, what continuing to  work does to benefits, and an estimate of benefits. The 8  participants in the class, had the opportunity to get answers to some of their questions and learned how to locate the answers to others. A follow-up survey will be  emailed to participants .

This annual class continues to assist consumers in making informed financial decisions to aid in their financial well-being.









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