Nearly 70% of consumers live paycheck to check and only a quarter of Americans feel informed about managing household finances. Families and individuals, who struggle with limited resources, need guidance to effectively manage their decreasing resources. The Community Action Partnership, an agency of the Louisville Metro government requested the Jefferson County Family & Consumer Sciences agent to partner with them in conducting a money management series for their clientele. Topics included making a budget, tracking your spending, paying bills on time, and working with creditors. 

Before the four-part educational series was held, 95% of the participants stated they needed more knowledge concerning basic money management principals and record keeping. After completion of the series, participants reported: 

• 87% had set financial goals with over 50% tracking their spending and setting up a written budget.
• 93% had devise a plan to pay bills on time and reduce expenses
• 90% increased their knowledge of credit, its wise use
• 83% were able to identify a storage method for records to be kept