Author: Alethea Price
Planning Unit: Boyle County CES
Major Program: Securing Financial Stability (general)
Plan of Work: Acquisition of Life Skills
Outcome: Initial Outcome
In the current economy, financial stability is important. That stability rests with families securing and managing their basic human needs of food, clothing, and shelter. Increasing buying power with wise consumer decision-making, avoiding pitfalls of overextended credit, developing saving habits, and managing financial risks are topics taught by Family and Consumer Sciences Extension.
Where Does Your Money Go? curriculum was offered to individuals in a recovery program through the Shepherd's House. The Shepherd's House is a deferral program for non-violent offenders to defer jail time by participating in educational and drug rehabilitation types of programs.
Current spending patterns, financial strategies for tracking expenses, financial goals, and developing spending-savings plans are the topics discussed in this financial curriculum. Providing individuals in recovery from addiction with the skills to take control of their financial responsibilities gave them a sense of empowerment.
The FCS Agent offered a two part series on budgeting and credit repair with the Where Does Your Money Go? curriculum. Participants ranged in age from 18 years old to 50 years old. Participants in the Shepherd's House program were at different phases of the program which meant some participants had jobs providing an income and some did not. All participants reported having learned something that could help them better manage their finances currently and/or in the future.
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