Author: Nicole Gwishiri
Planning Unit: Bath County CES
Major Program: Money Habitudes
Plan of Work: Acquiring Financial Skills Today To Assure Future Stability
Outcome: Intermediate Outcome
While identifying needs through the Bath County's Extension Council, one topic that was talked about is the need for financial literacy programs. 63% of Americans have no emergency savings for things such as a $1,000 emergency room visit as reported by Bankrate.com. The FCS Agent continued hosting a series of educational programs that identified different aspects of financial education, such as savings versus investing, developing a spending plan and evaluating the process, using apps that automate finances for the 21st-century person, as well as utilizing The Good Credit Game and Money Habitude programming. Utilizing a variety of learning tools allowed participants to learn in multiple ways based on their needs. Over the course of the series, 250 participants learned something they could implement into their lives immediately. Several members have adopted one or more methods for saving money, monitoring their spending, and looking into different types of banking options. Parents attending programs have also passed age-appropriate money knowledge to their children utilizing MoneyWise Kids games, books that focus around teaching children about money, and other manipulative.
Bath County Extension, like many extension programs in the state of Kentucky, rely on volunteers to ... Read More
According to Pew Research, 37 percent of Americans reside in their hometown and have never moved. Th... Read More
Bath County Extension, like many extension programs in the state of Kentucky, rely on volunteers to ... Read More
According to Pew Research, 37 percent of Americans reside in their hometown and have never moved. Th... Read More