Author: Kimberly Lane
Planning Unit: Morgan County CES
Major Program: Family and Consumer Sciences 4-H Core Curriculum
Plan of Work: Family Financial choices
Outcome: Intermediate Outcome
4-H aims to engage youth through hands-on experiences in order to build life skills. The 4-H It’s Your Reality (Dollars and Sense) Curriculum focuses on engaging youth in real life, age appropriate budgeting scenarios. Each student is given an allowance and how many pets they have to take of financially. In the orientation, they learn about budgeting his/her money. Students then have the responsibility of purchasing needs and wants in accordance to their budget at the Dollars and Sense school enrichment program.
All 4th graders (146) in Morgan County participate in this school enrichment program. This program combined with our 4-H It’s Your Reality (Reality Store) school enrichment program that we do for all of the 5th and 7th grade students(320) in our county should have a long-term impact on our students. 4-H Teen Club members assist in the planning and implementing of these enrichment programs.
Upon completion of this year’s program when youth were surveyed:
90% stated they understand the value of budgeting.
95% stated they will strive to further their education to have more career opportunities
91% stated they didn’t realize how expensive children/pets were.
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