Author: Raymond Cox
Planning Unit: Harlan County CES
Major Program: Family and Consumer Sciences 4-H Core Curriculum
Plan of Work: LIfe Skills and Financial Stablity
Outcome: Long-Term Outcome
The success of the 4-H Reality Store for high school students encouraged the beginning of a program for elementary students to teach financial planning and success. The 4-H Dollars and Sense program shows students how important it is to be good money managers for their financial futures. Each student is given an allotted amount of money for an allowance for a week. With this money, students have the freedom to choose to buy a pet, toys, fast food, candy, pet food, bicycle, roller blades or skate board. All students must visit each booth including purchasing a pet to learn responsibility and some type of transportation such as a bicycle, roller blades or skate board. The 4-H Dollars and Sense Program allows students a chance to gain first-hand knowledge about the importance of money management and a stable financial future. Students were encouraged to begin thinking about career choices in order to plan more effectively which classes they would need to take in high school. Eighth graders were given a career choice inventory to complete during the program. Over 500 students in Harlan County and Harlan Independent Schools fourth, fifth, and eighth participated in the program. Students were asked on their evaluations if they plan to think about bedget before making purchases. Sevently-five percent responded yes. Eighty-five percent of students expressed greater knowledge money-management skills. Ninety percent of the students expressed they had no idea that pets were so expensive and would think more when getting a pet. Instructors for all classes expressed satisfaction with the program and have already signed up for 4-H Dollars and Sense repeat programs for the 2019-20 school year
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