The importance of financial education is self-evident. Exposing young people, as early as possible, to a healthy understanding of the most basic framework of financial decision-making, budgeting, record-keeping, and establishing personal values when it comes to money. According to an article by Elizabeth Johnson and Margaret Sherraden in Journal of Sociology and Social Welfare, Overall, education, as viewed through the capabilities lens, is important not only because it permits a person to flourish and thrive, but also because it allows a person to develop other capabilities (Nussbaum, 2002; Robeyns, 2005). The Reality Store program is a vehicle for young men and women to navigate proper and improper spending and developing suitable habits for adulthood. Although the internet can provide a number of resources and educational opportunities to learn about how and what to spend money, the challenge presented by the Reality Store program is, "What do you see as valuable and does it align with your ambition and economic opportunity as you launch into your adult life?" The Garrard County 4-H Youth Development Agent, coordinating with the Garrard Middle School Counselor, planned, recruited volunteers for, and implemented pre-lessons on the association of education (whether it be high school, college, or technical / trade school) and lifetime earnings, establishing appropriate spending patterns by understanding personal values, and the hidden costs of being an adult and parent. Students randomly selected the number of children they were assigned during the program and their current academic year GPA allowed them to choose from several different careers. Following the lessons, volunteers provided leadership at each station or booth for purchased items. Volunteers ranged from high school students to local bank employees and business  professionals. The students visit 13 different booths to receive information and faux-purchase food, lodging, insurance, childcare, and a host of other traditional adult-related responsibility and financial obligations. Following the activity, students visit with the local bank employees to discuss savings accounts, money-market accounts, and ask questions about proper spending. 180 students went through the activity. A post-event evaluation was sent electronically and completed by 174 students. A few of the questions in the survey included "Based on the 4-H Reality Store experience, will be more aware of making better decisions with money?" 94.25% of respondents said, "yes," and "Did you feel like the 4-H Reality Store helped you understand the value of budgeting?" 97.40 of the students responded with either "Definitely Yes" or "Yes." Continued education will be important to make sure knowledge and skills gained through this experience remain fresh and important to those 8th grade students as they progress through high school.