In today’s society, many children are exposed to social media, TV shows, movies and books from a young age. When individuals compare their wants and needs to what others might have, it can be difficult for youth and adults to acknowledge reality. According to the United States Census Bureau, 39.7 percent of Clay County residents live below the poverty level, compared to the national level of 15.5 percent. Clay County’s median household income has fallen below national average of $21, 549. 

With learning the statistics and assessing the needs of the county, the 4-H Agent, volunteers, teachers and Family Youth Resource Centers hosted a financial management event—4-H Dollars and Sense.  Approximately 308 4^th, 5^th and 6^th grade students learned about wants vs. needs, budgeting a monthly allowance and the importance for making smart financial decisions. Students experienced a glimpse of reality and were encouraged to use what they learned, and apply it for the future. 

Participant comments on post-evaluations included the following statements:

“I need a good job to pay for what I need.”

“Food is very expensive.”

“How do my parents pay for all of this?”