According to NextGen Personal Finance, Only 16.4% of students are required to take a personal finance class.  Also, the Federal Deposit Insurance Corporation's National Survey of Banked and Unbanked Households indicated that approximately 17.9% of American households are underbanked.  In fact, households headed by 15-24 years old are almost twice as likely to be unbanked.  USA today indicated that 48% percent of all Americans aged 18 to 30 have zero in retirements savings. This shows a need for more middle school aged students to be exposed to financial education.  The Kentucky State University 4-H and Family and Consumer Science Program provided a Reality 4- You workshop during the 4-H Ignite Conference as a simulation for personal finance.  63% of the participants indicated they are interested in learning more about Finances, 81% indicated that the workshop made them think about their relationship with money, and 81% indicated that they will participate in the 2024 4-H Ignite Conference next year. Some of the participants shared comments such as; "I love this workshop", "It was a great experience for me", "This was great inspiration and was fantastic", I think it was a good experience for further references, and "I love this because it taught me how to save money".