Author: Mary Beth Riley
Planning Unit: Lyon County CES
Major Program: Family and Consumer Science
Plan of Work: Learning Lifeskills through Project Based Learning
Outcome: Intermediate Outcome
An article written publish on youth.gov stated that “a survey of 15-year-olds in the United States found that 18 percent of respondents did not learn fundamental financial skills that are often applied in everyday situations, such as building a simple budget, comparison shopping, and understanding an invoice.” As the Lyon County 4-H Youth Development Agent I believe that it is my job to make certain that the youth in Lyon County learn and practice fundamental skills such as financial literacy. The Reality Store program is a great experience for 8th graders in Lyon County to gain knowledge, skills, and confidence in financial literacy. With the partnership of Lyon County 4-H, Lyon County Schools Family Resource Center, and Lyon County School Community Education, the Reality Store program was presented to over 60 8th grade students. The students attended lessons before the program that covered the topics of budgeting, education requirements, and banking etiquette. During the Reality Store program the students had the opportunity to experience the Real World which included depositing their monthly earnings, paying a monthly car payment, making a house payment or paying rent, buying groceries, paying for childcare, and additional necessary monthly expenses. The Reality Store program is a great opportunity for students to understand the real meaning of needs versus wants. At the end of the program students were evaluated on their experience, here are the results:
Change Awareness of these topics:
Some Comments from Student’s: “Everything was more expensive than I thought.” “Housing cost more than I had planned.” “Now I will plan for the unexpected.” “Money is a big deal and saving is bigger even with kids.”
Students visit drug testing booth to understand the consequences of using drugs in the REAL WORLD.
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