According to the National Council on Economic Education, a high percentage of youth do not understand the concept of money and are not being taught financial information to the degree needed.  To meet these needs, the Campbell County Cooperative Extension Service collaborated with the Newport, Dayton, Ft. Thomas and Southgate School Districts to conduct 4-H Reality Store Programs.  The 4-H Reality Store is a hands-on financial education activity that gives students the opportunity to explore careers, lifestyles choices and budgets.  Adult volunteers work the different booths such as housing, grocery, transportation and childcare; where students spend their monthly salaries based on career choices.   These programs reached 619 middle school and high school teens and 56 community volunteers who manned the different booths.  On written and electronic evaluations, 91 % responded that they learned the difference between needs and wants and what it costs to maintain the lifestyle that they want to have in the future.  They also reported that childcare expenses was what surprised them the most.  For many of the adult volunteers this was their first exposure to the Cooperative Extension Service and for being a 4-H volunteer.