Cumberland County CES Program Indicators and Success StoriesJul 1, 2020 - Jun 30, 2021





2056 - Financial Education - General
2056.1) 112

Number of individuals who gained knowledge related to financial management

2056.2) 112

Number of individuals who made a sound financial decision (regarding credit, budgeting, savings, and/or debt)

2056.3) 0

Number of those who have successfully completed financial management and/or career readiness programs that will help set future goals

2056.5) 112

Number of individuals who implemented at least one strategy to reduce expenses or manage money

2056.4) 112

Number of individuals who implemented strategies to avoid breaches in personal or financial security

2056.6) 0

Number of individuals who reported increased levels of understanding in the area: identifying estate planning strategies for the family, farming operation, or business

2056.7) 0

Number of individuals who took action toward implementing at least one estate planning strategy in regard to the subject matter presented

2056.8) 0

Dollars reported saved as a result of participating in a financial education program

2056.9) 0

Number of participants who attended age-related housing, financial, and estate planning programs not identified as a “major program.”  Major age-related programs include: Keys to Embracing Again, 10 Warning Signs, and AARP Prepare to Care



Success Stories

Use Less, Spend Wi$e

Author: Deborah Messenger

Major Program: Financial Education - General

Americans spent more than $1 trillion dollars during the holidays in 2018. That number rose another 4.5% in 2019. While holiday spending at an all-time high pre-pandemic, many families across Kentucky may have less to spend during the 2020 holiday season. COVID-19 financial challenges might cause people to adjust their holiday budgets. When tighter budgets are coupled with pandemic-related supply shortages, it is important to learn smarter ways to stretch consumer dollars and resources. To raise

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