Trimble County CES

Title:

Enhance Life Skills and Build Consumer Awareness

MAP:

Enhance Life Skills and Build Consumer Awareness

Agents Involved:

Proctor, Hance, Utz

MAJOR PROGRAM 1:

Financial Education - General

MAJOR PROGRAM 2:

Family and Consumer Science

MAJOR PROGRAM 3:

Camping

MAJOR PROGRAM 4:

Forest Education: Health, Management, and Utilization

Situation:

Positive personal finance behaviors prepares Kentuckians for any future economic shift. The United States has been in an extremely long period of economic expansion; however, expansions are cyclical, meaning growth is eventually followed by recession. Securing financial stability for Kentuckians will help families thrive no matter the economic outlook. Financial stability is achieved when families are able to secure and manage resources needed to supply food, clothing, and shelter. Through increased financial knowledge, families may be able to make wise financial decisions, increase buying power, avoid overextended credit, develop savings habits, and manage risks.

Long-Term Outcomes:

• Better family money management skills, such as reducing debt, increasing savings, and financial planning.
• More effective employees and community leaders.
• Improved financial capability for Kentuckians, results in better quality of life and stronger families.

Intermediate Outcomes:

• Practice one or more resource management behaviors resulting in increased savings or investments.
• Adopt financial planning strategies for short-, mid-, and long-term goals.

Initial Outcomes:

• Increased knowledge and skills related to managing financial resources, including savings, credit, and financial planning.
• Change knowledge, opinions, skills, and aspirations, to improve employability through work and practical living skills and continuing education practices.
• Increase financial literacy (knowledge and skills) related to savings and investments.

Evaluation:

Outcome:  Increased awareness of sound financial behaviors

Indicator(s):  Number of individuals who implemented at least one 

strategy to reduce expenses or manage money

Number of individuals who made a sound financial decision 

(regarding credit, budgeting, savings, and/or debt)

Method:  Retroactive pre-post

Timeline: Following financial education workshops

Outcome:  Increase knowledge and skills related to 

managing financial resources

Indicator: Number of individuals reporting increased levels of

understanding in the area: confidence in handling money issues

or specific financial matters

Method:  Retroactive pre-post 

Timeline:  Following financial education workshops

Outcome:  Increase knowledge and skills related to 

estate planning

Indicator: Number of individuals who took action toward 

implementing at least one estate planning strategy in regard to the subject matter presented

Method:  Retroactive pre-post 

Timeline:  Following financial education workshops

Learning Opportunities:

Audience: Adults, young adults, and teens

        Project or Activity: Money Habitudes Online

         Content or Curriculum: Money Habitudes

          Inputs: Proctor, curriculum publications and resources, Money Habitudes cards, UK Specialist

          Date: October 2024

Project or Activity: Financial Education

       Content or Curriculum: Real Skills for Everyday Life

       Inputs: Proctor, OVEC Headstart Parent committee, curriculum publications and resources

        Date: Fall 2024

Audience: Trimble County Sophomores and Eighth Graders

Project or Activity: Trimble County Reality Store

Content or Curriculum: It's Your Reality, Dollars and Sence

Inputs: Hance, Kentucky 4-H resources, Trimble County School officials, and volunteers

Date: Fall 2023

Audience: Trimble County 4-H Camp participants

Project or Activity: Trimble County 4-H Camp

Content or Curriculum: Project Learning Tree, Project Wild, Project Wet, SET curriculum, and various others

Inputs: Hance, Kentucky 4-H resources, and volunteers

Date: July 2023

Audience: Trimble County Residents

Project or Activity: Educational Meetings

Content or Curriculum: Maple tapping, birding, natural resources

Inputs: Utz, Specialists, Industry Reps, UK pubs

Date: Sept, Oct 2023 - Jan, Feb, April 2024