Extension
It Starts With Us
Consumer Resource Management
Develop Economic Sustainability
Janet H. Johnson, Steve Osborne
Securing Financial Stability (general)
Managing in Tough Times
Home & Consumer Horticulture
Family and Consumer Sciences 4-H Core Curriculum
Financial security of Allen County families and individuals continues to be the most critical priority issue identified by community leaders’ needs assessments. Specific issues identified include lack of financial literacy, lack of retirement planning and consumer resource management. Allen County’s 2013 median income is $39,798, substantially below Kentucky’s median income of $43,307. The continued lack of employment opportunities or underemployment situations, coupled with increased living costs , demand higher consumer skills in resource management and financial planning for sustaining quality of life.
*Number of clientele increasing their income as well as maximizing consumption value per resource
*Number of families reporting improved financial sustainability as a result of sustained financial planning skills
*Number of people demonstrating practices resulting in increased savings or investments for retirement security
*Number of families developing multigenerational financial planning strategies
*Number of clientele practicing resource management skills for value purchases
*Adults & youth increasing financial literacy regarding money habitudes and general attitudes for saving money
*Clientele demonstrate practical living skills related to improved consumer consumption and employability
Clientele increase knowledge to retirement planning and investment skills
Initial Outcome: Youth increase awareness of money attitudes and behavior changes necessary for financial literacy
Indicator: activity completion
Method: Money Habitude classroom evaluations
Timeline: October, 2017
Intermediate Outcome: Practice life skills consumer resource management for savings and value purchases
Indicator: demonstrated implementation of value purchasing concepts
Method: Homemaker surveys
Timeline: July, 2017-June 2018
Long-term Outcome: Allen County families increase financial stability
Indicator: per capita income increase
Method: government financial data measures
Timeline: July, 2016-June, 2020
Audience: Pre-retirement men & women
Project or Activity: Financial Literacy Month "Road to Retirement" media campaign
Content or Curriculum: state specialist curriculum, social security program content
Inputs: social security administration resources, UK retirement curriculums
Date: April, 2018
Audience: Teens
Project or Activity: Money Habitudes classroom programs, "PiggyBank Pageant" design project
Content or Curriculum: Money Habitides
Inputs: state specialist resources, curriculum fact sheets, activities , High school teacher support, community bank funding, resources;
Date: October, 2017
Audience: General Public
Activity: Monthly Radio and weekly Newspaper Features – WVLE and Citizen Times
Content or curriculum: Moneywise, America Saves, Kentucky Saves
Inputs: local station and newspaper public service airtime & column space;
Date: July-June 2017-18
Project or Activity: Extension Homemakers
Project or Activity: Community Recycling Day – spring & fall drives
Content or curriculum: solid waste management; recycling information
Inputs: County fiscal court recycling equipment, support staff for collections; news media, member club challenges & recognitions
Date: November, 2017; March 2018
Audience: Extension Homemakers
Project or Activity: Club leader trainings \educational programs: "Home Repairs", "Household Pest Control"
Content or Curriculum: UK publications, specialist/agent curriculum
Inputs: UK specialist expertise, Extension Homemaker cash resources, member volunteer time
Date: January, May 2018
Audience: General Public
Activity: Weekly Television feature programs – WPBM -31;
Content or Curriculum: Moneywise; America Saves, Kentucky Saves
Inputs: local station public service airtime; advertisers,
Date: July, 2017 – June, 2018
Audience:4-H Youth
Project or Activity:Dollars and Sense, Reality Store, APES
Content or Curriculum: 4-h Curriculum
Inputs: Paid staff, school administration, teachers, Volunteers
Date: July-June
Audience: Master Gardeners
Project or Activity: Master Gardener Association Monthly Meetings and Volunteer Activities
Content or Curriculum: Master Gardener Curriculum, Member and County Staff Presentations, Volunteer Projects
Inputs: County Staff, Extension Specialists, Industry Personnel, Extension Publications, Local Media, Social Media.
Date: Year Round
Audience: Prospective Master Gardeners
Project or Activity: Master Gardener Class
Content or Curriculum: Master Gardener Curriculum
Inputs: County Staff, Extension specialists, Industry Personnel, Local Media, Social Media.
Date: February 2018 - April 2018
Audience: Home Vegetable Gardeners
Project or Activity: Vegetable Gardening Workshop
Content: Vegetable production, fertility, pest control, etc.
Inputs: County Extension Staff, Extension Specialists, Extension publication and educational materials, social media, etc.
Date: May 2018
