LIfe Skills and Financial Stablity
Securing Financial Stablity
Raymond Cox, Jeremy Williams, Heather Maggard
Financial Education - General
Food Preparation and Preservation
Active Living and Health Promotions General
Child Development Programs
Harlan County's population has decreased dramatically over the last decade. The economy and loss of jobs in the county is a constant problem. Many coal mining operations in the county have either closed or cut back and that has affected the economy of the entire county. Families are beginning to have inadequate savings, too much debt, and poor planning. Adults and youth need a better understanding of the importance of money management and planning for the future.
Improve the quality of life for Harlan County citizens resulting in stronger families. Individuals and families are increasing their income as well as maximizing income resources consumption. Number of clientele reporting improved family financial stability and economic well-being.
Demonstrate practical living skills, as well as, seeking to advance education credentials. Practice one or more resource management behaviors resulting in increased savings and investments. Adopt short and long term financial planning strategies. Improve employability through practical living skills and continued education practices.
Youth and adults will show increase knowledge and skills related to managing finances and other resources. Participants will change their knowledge, opinions, skills and attitudes to improve employability through practical living skills and continued education practices.
Initial Outcome: Participants will become more responsible by gaining skills needed to make wise financial and career choices.
Indicator: Individuals acquire knowledge, skills, opinions and aspirations.
Method: Observation, written evaluations, word of mouth
Timeline: Throughout year
Intermediate Outcome: Participants will make wise financial and career decisions
Indicator: Number of individuals that report improved financial stability and career readiness.
Method: Observation, evaluations
Timeline: Throughout year
Long-term Outcome: The economic well-being of Harlan County citizens is strengthened.
Indicator: Positive change in statistics regarding poverty, income, graduation and other data.
Method: Data or statistics
Timeline: Throughout year
Audience: Freshman
Project or Activity: 4H Reality Store
Content or Curriculum: 4H Curriculum
Inputs: Staff, business leaders, schools
Date: November 2022
Audience: Adults
Project or Activity: Small Steps to Health and Wealth
Content or Curriculum: FCS curriculum
Inputs: Staff
Date: Spring 2023
Audience: Adults
Project or Activity: Quilting
Content or Curriculum: Lifeskills
Inputs: Local Quilters
Date: Monthly meetings
Audience: Youth
Project or Activity: Babysitting
Content or Curriculum: 4H curriculum
Inputs: Staff
Date: As needed during the year
Audience: Youth
Project or Activity: Career education
Content or Curriculum: 4H workforce preparation curriculum
Inputs: Staff
Date: Fall 2022 and Spring 2023
Audience: Adults
Project or Activity: Recovering Your Finances
Content or Curriculum: Extension curriculum
Inputs: Staff
Date: Fall 2022, Spring 2023
Audience: Youth
Project or Activity: Robotics & Science Electricity
Content or Curriculum: 4H publications
Inputs: Staff, teachers, leaders, volunteers
Date: Spring 2023
Audience: Middle school
Project or Activity: Dollars and Sense
Content or Curriculum: 4H curriculum
Inputs: Staff, community business leaders, schools
Date: Fall 2022 and Spring 2023
Audience: Ages 9-18
Project or Activity: Youth Sewing
Content or Curriculum: Extension curriculum
Inputs: Staff, volunteers
Date: Summer 2022, Fall 2022, Spring 2023, Fall 2023
Audience: Adults (This will be presented in our community and in an Area Leadership Training.)
Project or Activity: Avoiding Identity Theft
Content or Curriculum: Publications from the University of Kentucky
Inputs: FCS Agent
Date: Fall 2022 and Spring 2023
Author: Raymond Cox
Major Program: Family and Consumer Science
The Harlan County 4-H Agent, Program Assistants, Agriculture Agent, and Program Assistants, in collaboration with the Challenge Academy, Harlan County and Harlan Independent School Family Resource Centers conducted the 25th Annual 2 day 4-H Reality Store in November at the Extension Depot to provide youth skills, education and a hands-on approach to career choices and financial management. Approximately 450 9th grade students attended from Harlan County High School, the Challenge Academy and Har