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Contact Information

Craig Wood, Ph.D
Acting Associate Dean & Director
UK Cooperative Extension Service

S-107 Ag. Science Center North Lexington, KY 40546-0091

+1 (859) 257-4302

craig.wood@uky.edu

Impacts

Contact Information

Craig Wood, Ph.D
Acting Associate Dean & Director
UK Cooperative Extension Service

S-107 Ag. Science Center North Lexington, KY 40546-0091

+1 (859) 257-4302

craig.wood@uky.edu




Fiscal Year:
Jul 1, 2023 - Jun 30, 2024


Financial Education Plan of Work

Ballard County CES

Title:
Financial Education
MAP:
Enhance Life Skills and Build Consumer Awareness
Agents Involved:
SD
MAJOR PROGRAM 1:
Financial Education - General
Situation:

Securing financial stability of Ballard Countians will help families thrive no matter the economic outlook. Through increased financial knowledge, families may be able to make wise financial decisions, increase buying power, avoid overextended credit, develop savings habits, and manage risks.

Long-Term Outcomes:
  • Better money management skills, such as reducing debt, increasing savings, and financial planning.
  • Improved financial capability of Ballard Countians, results in better quality of life and stronger families.
Intermediate Outcomes:
  • Practice one or more resource management behaviors resulting in increased savings or investments.
  • Adopt financial planning strategies for short-, mid-, and long-term goals.
Initial Outcomes:
  • Increased knowledge and skills related to managing financial resources, including savings, credit, and financial planning.
  • Increase financial literacy knowledge and skills related to savings and investments.


Evaluation:

Outcome:  Increased awareness of sound financial behaviors

Indicator(s):  Number of individuals who implemented at least one strategy to reduce expenses or manage money. Number of individuals who made a sound financial decision (regarding credit, budgeting, savings, and/or debt).

Method:  Pre-test post test and self-reporting survey

Timeline: Following Money Habitudes workshops

Learning Opportunities:


Audience: Adults, young adults, and teens

Project or Activity: Money Habitudes Workshop

Content or Curriculum: Money Habitudes

Inputs: FCS Agent, curriculum publications and resources, Money Habitudes cards

Date: March 2021— May 2021


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