Building Strong Financial BehaviorsPlan of Work

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Henderson County CES

Title:
Building Strong Financial Behaviors
MAP:
Consumer and Financial Education
Agents Involved:
Brasher, Hardy, Fourqurean, Smith, Rideout
MAJOR PROGRAM 1:
Communications and Expressive Arts
MAJOR PROGRAM 2:
Financial Education - General
Situation:
Henderson County's population is 46,513 as of 2012 and the median income is $41,244. In 2012 unemployment in Henderson County was 7.4% and in Kentucky it is 8.2%. The percent of poverty in Henderson County is 16.7%, while the percent living in poverty under the age of 18 is 24.4%. How we live is ever-changing but learning basic life skills is still as important as ever. Learning to create and live within a budget is basic to everyday life. Reality is that today's youth and adults are busier than ever. These basic life skills are not consistently taught to youth at home or at school.
Long-Term Outcomes:
Gain and maintain employment through life skill development.
Intermediate Outcomes:

Demonstrate practical living skills related to economical enterprise development and credit skills

Initial Outcomes:
Increase financial literacy related to practical living skills.
Evaluation:

Initial Outcome: Participants will increase there knowledge on practical living skills.

Indicator: How much they already know about subject.

Method: pre test

Timeline: July 2020-June 2021


Intermediate Outcome: Participants will demonstrate there knowledge on practical living skills.

Indicator: What they know.

Method: Interview

Timeline: July 2020-June 2021


Long-term Outcome: Participants will gain knowledge to interview and keep job

Indicator: maintain job

Method: Post test

Timeline: July 2019-July 2020


Initial Outcome: Participants will increase there knowledge on financial education as it relates to practical living skills.

Indicator: How much they know before the program

Method: Pre-Test

Timeline: July 2019-June 2020


Intermediate Outcome: Participants will demonstrate there knowledge on financial and practical living skills.

Indicator: What they know.

Method: Interview

Timeline: July 2019-June 2020


Long-term Outcome: Participants will gain knowledge to create a budget and use financial skills.

Indicator: Demonstrate skills

Method: Post test

Timeline: July 2019-July 2020


Initial Outcome: Participants will increase there knowledge on financial education as it relates to Home maintenance/budgeting

Indicator: How much they know before the program

Method: Pre-training interview

Timeline: Twice annually as needed for new Habitat homes.


Intermediate Outcome: Participants will demonstrate there knowledge on financial and practical living skills.

Indicator: What they know.

Method: Interview

Timeline: spring


Long-term Outcome: Participants will gain knowledge to plan for long term home maintenance and use financial skills.

Indicator: Demonstrate skills

Method: Habitat annual follow up data

Timeline: annually


Learning Opportunities:

Audience: Middle School Youth

Project or Activity: It's Your Reality

Content or Curriculum: Consumer and Financial Education

Inputs:

Date: Spring 2021


Audience: Elementary Youth

Project or Activity: Dollars and Sense

Content or Curriculum: Consumer and Financial Education

Inputs:

Date: Spring 2021


Audience:Henderson County Residence

Project or Activity:Life Skills

Content or Curriculum:Real Skills for Everyday Living, Moneywise

Inputs: Extension Staff

Date: June 2019-July 2021


Audience:Henderson County Residence

Project or Activity:Estate Planning

Content or Curriculum:Estate Planning Publications

Inputs: Extension Agents, Specialist, Lawyer, CPA

Date: Fall 2020-Spring 2021



Audience:Henderson County Residence

Project or Activity:Habitat new Home Owner Training

Content or Curriculum:UK publications/Agent developed

Inputs: Extension Agent

Date: Twice per year as needed



Success Stories

Use Less, Spend Wi$e Challenge

Author: Amanda Hardy

Major Program: Financial Education - General

Americans spent more than $1 trillion dollars during the holidays in 2018. That number rose another 4.5% in 2019. While holiday spending at an all-time high pre-pandemic, many families across Kentucky may have less to spend during the 2020 holiday season. COVID-19 financial challenges might cause people to adjust their holiday budgets. When tighter budgets are coupled with pandemic-related supply shortages, it is important to learn smarter ways to stretch consumer dollars and resources. To raise

Full Story
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