Becoming Fit FinanciallyPlan of Work

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Grant County CES

Title:
Becoming Fit Financially
MAP:
Being Fit: Physically and Financially
Agents Involved:
Price, Fowler, Ammerman
MAJOR PROGRAM 1:
Securing Financial Stability (general)
MAJOR PROGRAM 2:
4-H Communications and Expressive Arts Core Curriculum
MAJOR PROGRAM 3:
Estate Planning
MAJOR PROGRAM 4:
Securing Financial Stability (general)
Situation:

The consequences of the Great Recession and the extended period of slow economic growth which followed, encouraged Kentuckians to become more aware of their financial situation. Kentucky consistently lags behind other areas of the United States in key household economic indicators, including: personal income, population living below the poverty line, unemployment, and revolving debt. These indicators, especially unemployment numbers became more exaggerated during the period of the Great Recession.

The American Community Survey estimates that in Grant County between 2009-2013: 1 in 5 families with related children were below poverty, 13.2% (+/-4.1) of people age 65 and over were below poverty, 4.5% (+/-1.4) of individuals working full time/full year in the previous 12 months were below poverty, and 60.9% of students were eligible for free lunches and 6.0% were eligible for reduced-price lunches in 2014-2015

Long-Term Outcomes:

•Maximize or extend resources to maintain or increase financial stability.

•Number of individuals reporting improved family financial stability and economic well-being.

•Number of individuals who avoided breaches in personal or financial security.

•Improved the quality of their life resulting in a stronger family

Intermediate Outcomes:

•Adopt one or more short, mid and long term financial planning strategies.

•Practice one or more resource management behavior(s) resulting in increased savings or investments

•Apply practical living skills to advance education or employability

•Examine personal and financial stability on a regular basis (at least annually).

Initial Outcomes:

teenagers and adults will show increased knowledge and skills related to managing available financial and non-financial resources. (Social marketing and Program participants)

•Participants will increase understanding of consumer rights and privacy protection measures.

•Teens and young adults will simulate life situations to recognize importance of education and employability skills.

•Participants will identify short, medium and long term personal goals and objectives related to maintaining and improving their financial stability.

Evaluation:

Initial Outcome: Knowledge Gained

Indicator: Participants are able to show increased knowledge and skills related to managing available resources

Method: Written or Oral Evaluation, Pre and Post Test

Timeline: Immediate


Intermediate Outcome: Behavior Change

Indicator: Apply one or more resource management behaviors resulting in increased savings or investments

Method: Oral and Written Evaluations, Pre and Post Tests.

Timeline: 1-3 Years


Long-term Outcome: Changes in the Financial Well-being of Grant County residents

Indicator: Higher financial stability, lower rates of student debt, increase in economic well-being

Method: Noticeable changes in census data, Number of individuals reporting improved family financial stability and economic well-being, and policy changes that promote financial stability.

Timeline: 10 years


Learning Opportunities:


Audience: Adults

Project or Activity: Farm Succession Planning

Content or Curriculum: UK/OSU Farm Transitions Program

Inputs: Agents, specialists, attorney

Date: Dec 2019


Audience: Adults

Project or Activity: Small Steps to Health and Wealth

Content or Curriculum: Small Steps to Health and Wealth

Inputs: Agent, Curriculum

Date: Jan 2020


Audience: Adults

Project or Activity: Where does your money go?

Content or Curriculum: Managing in tough times

Inputs: Agent, Curriculum

Date: Fall 2019




Audience: 7th & 8th Grade Students

Project or Activity: Reality Store

Content or Curriculum: It’s your Reality

Inputs: Agents, Volunteers, Community Partners

Date: October 2019


Audience: 4th & 5th grade students

Project or Activity: Dollars and Sense

Content or Curriculum: It’s your Reality

Inputs: Agents, Volunteers, Community Partners

Date: March 2020

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