Extension
It Starts With Us
Family Financial choices
Family Financial Wellness
Nellie Buchanan
Good Credit Game
Real Skills for Everyday Life
Managing in Tough Times
Small Steps to Health & Wealth
In Morgan County, the median household income in 2013 was $31,579 compared to $43,307 for the state. The American Community Survey estimates 29% of families with related children were below poverty, 23% of people age 65 and over were below poverty and 73% of students were eligible for free or reduced lunches. KY consistently lags behind other area of the USA in household income indicators, including personal income, population living below the poverty line, unemployment and revolving debt loads
Number of clientele reporting improved family financial stability and economic well-being.
Improving the life for Morgan Countians resulting in stronger families.
Number of people who
- adopt short, mid and long term financial planning strategies.
- practice one or more resource management behaviors resulting in increased savings and investments.
- reduce debt load
- create financial plans, have wills prepared, power of attorneys in place and plan for end of life expenses
Increase financial literacy related to savings and investments. Increase knowledge, opinions, skills and attitudes for estate planning involving basics of estate planning, selecting a professional team, wills, powers of attorney, trusts, transitioning family property, tax saving measures, insurance, funeral expenses and end of life care financial decisions.
Initial Outcome: Increase financial literacy related to savings and investments and estate planning
Indicator: Number of participants reported increased knowledge.
Method: Evalution following programs
Timeline: Spring 2019
Intermediate Outcome: Number of people adopting short, mid and long term financial planning strategies, practice one or more resource management behaviors resulting in increased savings and investments and reduction of debt load. Number creating financial plans, wills prepared and power of attorneys.
Indicator: number reporting
Method: Evaluation and one on one reporting
Timeline: Summer 2019
Long-term Outcome: number of clientele reporting improved family financial stability and economic well being. Number improving quality of life for Morgan County families.
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Audience: Young adults, limited resource families
Project or Activity: Managing in tough times, money
Content or Curriculum: money habitudes, online challenge, estate planning worksops
Inputs: UK CES specialists, CEA FCS agent, Managing in Tough Times, Local, state and federal resources, local financial experts i.e. bankers, lawyers
Date: Fall 2018
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Author: Kimberly Lane
Major Program: Family and Consumer Sciences 4-H Core Curriculum
4-H aims to engage youth through hands-on experiences in order to build life skills. The 4-H It’s Your Reality (Dollars and Sense) Curriculum focuses on engaging youth in real life, age appropriate budgeting scenarios. Each student is given an allowance and how many pets they have to take of financially. In the orientation, they learn about budgeting his/her money. Students then have the responsibility of purchasing needs and wants in accordance to their budget at the Dollars and Sense sch
