Extension
It Starts With Us
Enhance Life Skills and Build Consumer Awareness
Enhance Life Skills and Build Consumer Awareness
Proctor, Hance, Utz
Financial Education - General
Family and Consumer Science
Camping
Forest Education: Health, Management, and Utilization
Positive personal finance behaviors prepares Kentuckians for any future economic shift. The United States has been in an extremely long period of economic expansion; however, expansions are cyclical, meaning growth is eventually followed by recession. Securing financial stability for Kentuckians will help families thrive no matter the economic outlook. Financial stability is achieved when families are able to secure and manage resources needed to supply food, clothing, and shelter. Through increased financial knowledge, families may be able to make wise financial decisions, increase buying power, avoid overextended credit, develop savings habits, and manage risks.
- Better family money management skills, such as reducing debt, increasing savings, and financial planning.
- More effective employees and community leaders.
- Improved financial capability for Kentuckians, results in better quality of life and stronger families.
- Practice one or more resource management behaviors resulting in increased savings or investments.
- Adopt financial planning strategies for short-, mid-, and long-term goals.
- Increased knowledge and skills related to managing financial resources, including savings, credit, and financial planning.
- Change knowledge, opinions, skills, and aspirations, to improve employability through work and practical living skills and continuing education practices.
- Increase financial literacy (knowledge and skills) related to savings and investments.
Outcome: Increased awareness of sound financial behaviors
Indicator(s): Number of individuals who implemented at least one
strategy to reduce expenses or manage money
Number of individuals who made a sound financial decision
(regarding credit, budgeting, savings, and/or debt)
Method: Retroactive pre-post
Timeline: Following financial education workshops
Outcome: Increase knowledge and skills related to
managing financial resources
Indicator: Number of individuals reporting increased levels of
understanding in the area: confidence in handling money issues
or specific financial matters
Method: Retroactive pre-post
Timeline: Following financial education workshops
Outcome: Increase knowledge and skills related to
estate planning
Indicator: Number of individuals who took action toward
implementing at least one estate planning strategy in regard to the subject matter presented
Method: Retroactive pre-post
Timeline: Following financial education workshops
Audience: Adults, young adults, and teens
Project or Activity: Money Habitudes Online
Content or Curriculum: Money Habitudes
Inputs: Proctor, curriculum publications and resources, Money Habitudes cards, UK Specialist
Date: October 2024
Project or Activity: Financial Education
Content or Curriculum: Real Skills for Everyday Life
Inputs: Proctor, OVEC Headstart Parent committee, curriculum publications and resources
Date: Fall 2024
Audience: Trimble County Sophomores and Eighth Graders
Project or Activity: Trimble County Reality Store
Content or Curriculum: It's Your Reality, Dollars and Sence
Inputs: Hance, Kentucky 4-H resources, Trimble County School officials, and volunteers
Date: Fall 2023
Audience: Trimble County 4-H Camp participants
Project or Activity: Trimble County 4-H Camp
Content or Curriculum: Project Learning Tree, Project Wild, Project Wet, SET curriculum, and various others
Inputs: Hance, Kentucky 4-H resources, and volunteers
Date: July 2023
Audience: Trimble County Residents
Project or Activity: Educational Meetings
Content or Curriculum: Maple tapping, birding, natural resources
Inputs: Utz, Specialists, Industry Reps, UK pubs
Date: Sept, Oct 2023 - Jan, Feb, April 2024
