Extension
It Starts With Us
Family & Consumer Sciences Education - Enhance Life Skills and Build Consumer Awareness
Family & Consumer Sciences Education
Thompson, Farley, Prim, Agnew, FCS Assistant
Financial Education - General
The consequences of the Great Recession and the extended period of slow economic growth which followed, encouraged Kentuckians to become more aware of their financial situation. Kentucky consistently lags behind other areas of the United States in key household economic indicators, including: personal income, population living below the poverty line, unemployment, and revolving debt. These indicators, especially unemployment numbers became more exaggerated during the period of the Great Recession. However, at present economist are cautiously optimistic regarding future economic forecasts. It is important to acknowledge the impact of current economic conditions on family financial management. The goal of the Securing Financial Stability Initiative is to help Kentuckians understand and respond to changing economic conditions, while promoting healthy financial behaviors across the lifespan.
Better family money management skills, such as reducing debt, increasing savings, and financial planning.
Practice one or more resource management behaviors resulting in increased savings or investments. Adopt financial planning strategies for short-, mid-, and long-term goals.
Increased knowledge and skills related to managing financial resources, including savings, credit, and financial planning. Change knowledge, opinions, skills, and aspirations, to improve employability through work and practical living skills and continuing education practices. Increase financial literacy (knowledge and skills) related to savings and investments.
Outcome: Increased awareness of sound financial behaviors
Indicator(s): Number of individuals/children/families who implemented at least one strategy to reduce expenses or manage money by participating in the Piggy Bank Contest (basic budgeting, savings, debt reduction, etc.)
Method: Piggy Bank Contest and incorporation of contest into existing programs (Flower Bud, existing 4-H classes/programs)
Timeline: July 1, 2023—June 30, 2024
Audience: Campbell County Families of Youth (K-12)
Project or Activity: Piggy Bank Contest
Content or Curriculum: America Saves Resources/Managing Money in Tough Times
Inputs: FCS Agent, FCS Assistant, 4-H Agents and Assistants, America Saves and Managing Money in Tough Times publications and resources.
Date: September 1, 2024—January 31, 2025
Audience: Preschoolers
Project or Activity: Learning about money
Content or Curriculum: Building your Preschoolers Financial Capability
Inputs: FCS Agent, Preschool teachers, daycare workers, parents
Date: Taught Spring 2025
Audience: Adults
Project or Activity: Time Well Spent: Productivity Skills for Success
Content or Curriculum: UKY developed Time Well Spent: Productivity Skills for Success curriculum
Inputs: FCS Agent, handouts from the UKY curriculum Time Well Spent, Zoom
Date: 2 part series Fall 2024
