Extension
It Starts With Us
Enhance Life Skills and Build Consumer Awareness
Enhance Life Skills and Build Consumer Awareness
Proctor, Hance
Financial Education - General
Family and Consumer Science
Camping
Forest Education: Health, Management, and Utilization
Positive personal finance behaviors prepares Kentuckians for any future economic shift. The United States has been in an extremely long period of economic expansion; however, expansions are cyclical, meaning growth is eventually followed by recession. Securing financial stability for Kentuckians will help families thrive no matter the economic outlook. Financial stability is achieved when families are able to secure and manage resources needed to supply food, clothing, and shelter. Through increased financial knowledge, families may be able to make wise financial decisions, increase buying power, avoid overextended credit, develop savings habits, and manage risks.
- Better family money management skills, such as reducing debt, increasing savings, and financial planning.
- More effective employees and community leaders.
- Improved financial capability for Kentuckians, results in better quality of life and stronger families.
- Practice one or more resource management behaviors resulting in increased savings or investments.
- Adopt financial planning strategies for short-, mid-, and long-term goals.
- Increased knowledge and skills related to managing financial resources, including savings, credit, and financial planning.
- Change knowledge, opinions, skills, and aspirations, to improve employability through work and practical living skills and continuing education practices.
- Increase financial literacy (knowledge and skills) related to savings and investments.
Outcome: Increased awareness of sound financial behaviors
Indicator(s): Number of individuals who implemented at least one
strategy to reduce expenses or manage money
Number of individuals who made a sound financial decision
(regarding credit, budgeting, savings, and/or debt)
Method: Retroactive pre-post
Timeline: Following financial education workshops
Outcome: Increase knowledge and skills related to
managing financial resources
Indicator: Number of individuals reporting increased levels of
understanding in the area: confidence in handling money issues
or specific financial matters
Method: Retroactive pre-post
Timeline: Following financial education workshops
Outcome: Increase knowledge and skills related to
estate planning
Indicator: Number of individuals who took action toward
implementing at least one estate planning strategy in regard to the subject matter presented
Method: Retroactive pre-post
Timeline: Following financial education workshops
Audience: Adults, young adults, and teens
Project or Activity: Money Habitudes Online
Content or Curriculum: Money Habitudes
Inputs: Proctor, curriculum publications and resources, Money Habitudes cards, UK Specialist
Date: October 2023
Project or Activity: Financial Education
Content or Curriculum: Real Skills for Everyday Life
Inputs: Proctor, OVEC Headstart Parent committee, curriculum publications and resources
Date: Fall 2023
Audience: Trimble County Sophomores and Eighth Graders
Project or Activity: Trimble County Reality Store
Content or Curriculum: It's Your Reality, Dollars and Sence
Inputs: Hance, Kentucky 4-H resources, Trimble County School officials, and volunteers
Date: Fall 2023
Audience: Trimble County 4-H Camp participants
Project or Activity: Trimble County 4-H Camp
Content or Curriculum: Project Learning Tree, Project Wild, Project Wet, SET curriculum, and various others
Inputs: Hance, Kentucky 4-H resources, and volunteers
Date: July 2023
Audience: Trimble County Residents
Project or Activity: Educational Meetings
Content or Curriculum: Maple tapping, birding, natural resources
Inputs: Utz, Specialists, Industry Reps, UK pubs
Date: Sept, Oct 2023 - Jan, Feb, April 2024
Author: Regina Utz
Major Program: Pollinators
In May Trimble County Extension hosted a class teaching about planting for pollinators. During the class, we had 17 people in attendance. One of the people that attended decided to create a cut flower business out of her garden. Melanie Rice came to Trimble County after moving from the suburbs of Oldham County. She has attended many extension events and after being a part of the Backyard Garden Series and the Planting for Birds, Bees, and Butterflies, she decided to start a flower farming b
Author: Regina Utz
Major Program: Small Farm Diversification
Melanie Rice of Blossom Ridge Flower Farm. Melanie Rice moved to Trimble County in the late Winter of 2023. She was originally from Oldham County, and they had just bought property here to build their dream home. Melanie knew she wanted to do something on the farm to make an income but wasn’t sure where to start. She attended a few gardening classes here in Trimble County Extension and learned more about growing more than vegetables. In late April of 2023, Regina Utz the ANR agent in
Author: Jane Proctor
Major Program: Financial Education - General
Recent findings show that while more than half of Americans acknowledge the significance of estate planning, only about a third have actually drafted a will. Among the nearly 70% without a testamentary document, many believe they lack substantial assets to warrant such planning. Even when formal arrangements are made for titled properties like real estate or insurance, the often-neglected non-titled assets, comprising the bulk of one's estate, remain a concern. Ranging from everyday clutter
