Securing Financial StabilityPlan of Work

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Campbell County CES

Title:
Securing Financial Stability
MAP:
FCS - Securing Financial Stability
Agents Involved:
Rex, Thompson
MAJOR PROGRAM 1:
Small Steps to Health & Wealth
MAJOR PROGRAM 2:
Money Habitudes
MAJOR PROGRAM 3:
Real Skills for Everyday Life
MAJOR PROGRAM 4:
Managing in Tough Times
Situation:
The consequences of the Great Recession and the extended period of slow economic growth which followed, encouraged Kentuckians to become more aware of their financial situation. Kentucky consistently lags behind other areas of the United States in key household economic indicators, including: personal income, population living below the poverty line, unemployment, and revolving debt. These indicators, especially unemployment numbers became more exaggerated during the period of the Great Recession. However, at present economist are cautiously optimistic regarding future economic forecasts. It is important to acknowledge the impact of current economic conditions on family financial management. The goal of the Securing Financial Stability Initiative is to help Kentuckians understand and respond to changing economic conditions, while promoting healthy financial behaviors across the lifespan.
Long-Term Outcomes:
Maximize or extend resources to maintain or increase financial.
Number of individuals reporting improved family financial stability and economic well-being.
Number of individuals who avoided breaches in personal or financial security.
Improved the quality of their life resulting in a stronger family.
Intermediate Outcomes:
Adopt one or more short, mid and long term financial planning strategies.
Practice one or more resource management behavior(s) resulting in increased savings or investments
Apply practical living skills to advance education or employability
Examine personal and financial stability on a regular basis (at least annually).
Initial Outcomes:
Teenagers and adults will show increased knowledge and skills related to managing available financial and non-financial resources. (Social marketing and Program participants)
Participants will increase understanding of consumer rights and privacy protection measures.
Teens and young adults will simulate life situations to recognize importance of education and employability skills.
Participants will identify short, medium and long term personal goals and objectives related to maintaining and improving their financial stability.
Evaluation:
Long-term Outcome: Follow-up evaluations will be mailed to past participants.
Indicator: Documentation or testimonies will be given by the participants that will prove that behavior has changed as a result of the program.
Method: One, two, three, four, (etc.) evaluations will be given to discover behavior change.
Timeline: One, two, three, four, (etc.) year evaluations will be administered. Statistics will be studied and submitted to the Campbell County Extension by professional collaborators/agencies/services that will prove social, economic or environmental change has taken place.

Intermediate Outcome: Follow-up evaluations will be sent to participants.
Indicator: A follow-up written evaluation will be mailed to each participant to determine if he/she is practicing what was learned or demonstrated at the program. Participants will answer the evaluation based on what was learned or demonstrated at the program.
Method: A three, four, or six month follow-up evaluation will be mailed out. Teachers and parents will also be asked questions to determine if children are practicing what they learned in the program.
Timeline: A three, four, or six month evaluation will be mailed to participants.

Initial Outcome: End of Program evaluations will be utilized.
Indicator: Written evaluations will be completed by each participant/student at the end of each program. Hands-on evaluations will also be used to evaluate the progress of the participants/students. Participants will answer questions about the program/subject matter that will show that he/she has learned from the class/program.
Method: Written evaluations and hands-on evaluations will be utilized.
Timeline: End of classes/programs.
Learning Opportunities:
Audience: Brighton Center’s Center for Employment Training (CET) students
Project or Activity: Success Skills at CET 
Content or Curriculum: Small Steps   to Health and Wealth, Money Habitudes, Real Skills for Everyday Life, Managing in Tough Times, and Securing Financial Security
Inputs:   UK Cooperative Extension FCS Agents and Brighton Center CET Directors and   Instructors
Date: 4 to 6 sessions per year in Fall/Winter (determined by CET) 2017-2018

Audience: Hosea House Soup Kitchen, NKY Community Action Commission  and Faith Pharmacy
Project or Activity: Linking Arms in Our Community
Content or Curriculum: Small Steps to Health and Wealth, Real Skills for Everyday Life, Managing in Tough Times
Inputs: UK Cooperative Extension FCS Agents, Hosea House, Northern Kentucky Community Action Commission and Faith Pharmacy 
Date: Hosea House: Every 4th Monday of each month all year. Northern Kentucky Community Action and Faith Pharmacy: Every 4th Wednesday of every month all year 2017-2018

Audience: Food Stamp Participants and Food Stamp Office 
Project or Activity: Recipients/SNAP Participants in Campbell County
Content or Curriculum: Managing Money in Tough Times, Managing in Tough Times Bits and Tips, Stretching Your Holiday Dollar, Where Does Your Money Go Curriculum
Inputs: UK Cooperative Extension FCS Agent and the SNAP-ed Office
Date: A new display each month throughout the year 2017-2018

Audience: Campbell County   Extension Homemakers, Public
Project or Activity: Holiday Treasures
Content or Curriculum: UK publications
Inputs: NKY FCS Agents, Campbell County Extension Homemakers
Date: November 16, 2017





Success Stories

Thinking Money at the Newport Library

Author: Ronda Rex

Major Program: Managing in Tough Times

Thinking Money at the Newport Library“In the current economy, financial stability is important. That stability rests with families securing and managing their basic human needs of food, clothing, and shelter. Increasing buying power with wise consumer decision-making, avoiding pitfalls of overextended credit, developing saving habits, and managing financial risks are topics taught by Family and Consumer Sciences Extension.The consequences of the Great Recession and the extended period of s

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