Extension
It Starts With Us
Enhance Life Skills and Build Consumer Awareness
Promoting the Development of Family and Individual Life Skills
Sue Hughes, FCS/4-H Agent
Financial Education - General
Build Engaged and Empowered Communities – General
Family Development General
Positive Employability
Forty percent of Robertson Countians have less than a high school education. Less than 25% of the residents of Robertson County over the age 24 have attended one or more college class. Robertson Countians have few opportunities for educational growth, thus the family remains the main source for development of life skills.. Securing financial stability for Kentuckians will help families thrive no matter the economic outlook. Financial stability is achieved when families are able to secure and manage resources needed to supply food, clothing, and shelter. Through increased financial knowledge, families may be able to make wise financial decisions, increase buying power, avoid overextended credit, develop savings habits, and manage risks.. Our Statistics came from SNARL, the U.S. Census Bureau, and Kids Count.
- Better family money management skills, such as reducing debt, increasing savings, and financial planning.
- More effective employees and community leaders.
- Improved financial capability for Kentuckians, results in better quality of life and stronger families.
- Practice one or more resource management behaviors resulting in increased savings or investments as well as adopt financial planning strategies for short-, mid-, and long-term goals
- Increased knowledge and skills related to managing financial resources, including savings, credit, and financial planning.
- Changes in knowledge, opinions, skills, and aspirations, to improve employability through work and practical living skills and continuing education practices.
- Increase financial literacy (knowledge and skills) related to savings and investments
Outcome: Increased awareness of sound financial behaviors
Indicator(s): Number of individuals who implemented at least one strategy to reduce expenses or manage money
Number of individuals who made a sound financial decision (regarding credit, budgeting, savings, and/or debt)
Method: Retroactive pre-post following financial education workshops
Timeline: 2021 - 2022
Outcome: Increase knowledge and skills related to managing financial resources
Indicator: Number of individuals reporting increased levels of understanding in the area: confidence in handling money issues or specific financial matters
Method: Retroactive pre-post following financial education workshops
Timeline: 2021 - 2022
Outcome: Increase knowledge and skills related to estate planning
Indicator: Number of individuals who took action toward implementing at least one estate planning strategy in regard to the subject matter presented
Method: Retroactive pre-post following financial education workshops
Timeline: 2021 - 2022
Audience: Adults, young adults, and teens
Project or Activity: Financial Education
Content or Curriculum: Recovering Your Finances
Inputs: FCS Agents, curriculum publications and resources
Date: 2021 - 2022
Audience: Adults, young adults, and teens
Project or Activity: Money Habitudes Workshop
Content or Curriculum: Money Habitudes
Inputs: FCS Agent, curriculum publications and resources, Money Habitudes cards
Date: 2021 - 2022
Audience: Adults
Project or Activity: Estate Planning Workshop
Content or Curriculum: Estate Planning
Inputs: FCS Specialist (family finance and resource management), curriculum publications and resources, and local partners such as an attorney, CPA and/or financial planner
Date: 2021 - 2022
Audience: Adults, young adults, and teens
Project or Activity: Credit Education
Content or Curriculum: Good Credit Game
Inputs: FCS Agent, curriculum publications and resources, Good Credit Game set.
Date: 2021 - 2022
Audience:
Project or Activity: Financial Education
Content or Curriculum: "Finance 101 for Kids",
Inputs: FCS Agents, curriculum publications and resources
Date: 2021 - 2022
