Enhance Life Skills and Build Consumer Awareness...FinancialPlan of Work

Back to Plans for the County

Rowan County CES

Title:
Enhance Life Skills and Build Consumer Awareness...Financial
MAP:
Life Skills for Youth, Adults and Families
Agents Involved:
4-H, Jones, ANR
MAJOR PROGRAM 1:
Financial Education - General
MAJOR PROGRAM 2:
Apparel and Textiles (Non-Master Clothing Volunteer)
MAJOR PROGRAM 3:
21st Century Skills (Career & Workplace Development)
MAJOR PROGRAM 4:
Family and Consumer Science
Situation:

Promote positive personal finance behaviors prepares Kentuckians for any future economic shift. The United States has been in an extremely long period of economic expansion; however, expansions are cyclical, meaning growth is eventually followed by recession. Securing financial stability for Kentuckians will help families thrive no matter the economic outlook. Financial stability is achieved when families are able to secure and manage resources needed to supply food, clothing, and shelter. Through increased financial knowledge, families may be able to make wise financial decisions, increase-buying power, avoid overextended credit, develop savings habits, and manage risks.

 As we progress in to the 21st century a number of factors have gained prevalence within Family and Consumer Sciences driven by the increase of online and mobile shopping, the rise of video based at home tutorials, and the shifting family structures as evident by 17% of stay-at-home parents being fathers. The ever changing landscape of the family and the consumer highlights the need for a responsive and innovative FCS program while also providing the basic need that all families have as they navigate lives many challenges. Kentucky 4-H Seeks to meet these needs through working with youth and families in a variety of situations to increase their consumer awareness, financial management, and human development. 

Long-Term Outcomes:

*Better family money management skills, such as reducing debt, increasing savings, and financial planning.

*More effective employees and community leaders.

*Improved financial capability for Kentuckians, results in better quality of life and stronger families. 

*Be responsible and contributing individuals and family members. 

*Contribute to a safe and healthy home and community. 

*Lower unemployment rates. 

Intermediate Outcomes:

*Practice one or more resource management behaviors resulting in increased savings or investments.

*Adopt financial planning strategies for short-, mid-, and long-term goals.

*Utilize and practice life skills in projects and life situations. 

*Practice responsible consumer and financial decision-making. 

*Lower amounts of student loan debts.

Initial Outcomes:

*Increased knowledge and skills related to managing financial resources, including savings, credit, and financial planning.

*Change knowledge, opinions, skills, and aspirations, to improve employability through work and practical living skills and continuing education practices.

*Increase financial literacy (knowledge and skills) related to savings and investments.

*Gain skills in setting a goal and developing a plan of action. 

*Gain knowledge and develop skills in Family & Consumer Sciences projects and programs. 

*Increased access to financial aid. 

Evaluation:

Initial Outcome: Change knowledge, opinions, skills, and aspirations, to improve employability through work and practical living skills and continuing education practices.

Indicator: Number of participants in College and Career Educational Programs.

Method: 4-H Common Measures Survey

Timeline: Throughout the year


Intermediate Outcome: Adopt financial planning strategies for short-, mid-, and long-term goals

Indicator: Number of 4-H members and particpants entering the workforce.

Method: 4-H Common Measures Survey

Timeline: Throughout the year


Long-term Outcome: Improved financial capability for Kentuckians, results in better quality of life and stronger families. 

Indicator: Number of 4-H members and participants completing postsecondary education. 

Method: 4-H Common Measures Survey

Timeline: Throughout the year

Learning Opportunities:

Audience:  Adults, Young Adults and teens 

Project or Activity:  Money Habitudes Workshop

Content or Curriculum: Money Habitudes

Inputs: UK Cooperative Extension Service, FCS Agents, Public Schools

Evaluation Method: post evaluation 

Date:    2021-2026

     

Audience:  Adults

Project or Activity:  Estate Planning Workshops

Content or Curriculum: Estate Planning

Inputs:  UK Cooperative Extension Service, FCS, 4-H Agents, ANR Agent

Evaluation Method: Retroactive pre-post

Date:  2021-2026


Audience:Adults, Young adults and Teens

Project or Activity:  Credit Education

Content or Curriculum:  Good Credit Game

Inputs:  Coordinated with Rowan Co School Staff, FCS Agent

Evaluation Method: pre-post evaluation

Date:  2021-2026


Audience: Adult

Project or Activity:  Financial Education

Content or Curriculum:  Real Skills for Everyday Life, Apparel/Textiles

Inputs:  FCS Agent

Evaluation Method: pre evaluation 

Date:  2021-2026


Audience:Recovery Centers

Project or Activity:  Financial Education

Content or Curriculum:  Recovering Your Finances

Inputs:  Coordination with community stakeholders

Evaluation Method: pre-post evaluation

Date:  2021-2026


Audience: Youth

Project or Activity: Consumer & Financial Education

Content or Curriculum: 4-H Build A Million, Building a Healthy, Wealthy Future, Consumer Savvy, It’s Your Reality & Be the E

Inputs: Agent In-Services Training

Evaluation Method: 4-H Common Measures Survey

Date: October – May






Success Stories

2022 Dollars and Sense

Author: Genaea Sarantakos

Major Program: Family and Consumer Science

We successfully introduced 236 4th grade students to the realities of financial and consumer education topics. Regardless of how much money a person has, it pays to manage it wisely.  Youth learned the difference in a “want” and a “need,” how to create a budget, and how to get the most for the money spent. They had opportunities for positive youth development in our four guiding concepts: mastery, belonging, independence, and generosity.  This program fosters ma

Full Story
Back to Plans for the County