Extension
It Starts With Us
Home Resource, Financial Business, and Farm Management Education
Resource Management for Individuals, Families and Farms
J. Little, A. Price, K. Ragland, A. Sheffield
Farm Management, Economics and Policy
Horticulture, Commercial
Financial Education - General
Family and Consumer Science
In the 2019 Boyle County Extension Community Assessment, of the 14 topics ranked at least Important that can be addressed through Extension education and support, six involved resource and financial management issues. Local farmers and commercial horticulture producers have requested additional assistance to identify markets and improve economic opportunities. The county's Economic Development Partnership has identified soft skills development in the current and future workforce as a key factor in attracting new jobs. Families and individuals experiencing job loss and retirement face many decisions to reduce costs and increase resources. With 16% of the population living at or below the poverty level and almost 20% being of retirement age (US Census 2019 estimates), more than one-third of Boyle Countians can benefit from educational resources to help them better manage their incomes and control spending and debt.
Individuals, families and farm businesses will improve economic well-being.
Clientele will apply knowledge gained to increase income and/or savings while decreasing debt and/or spending.
Clientele will employ improved life skills to increase their earning power.
Clientele will produce and sell agricultural products more efficiently to a broader market of buyers.
Clientele will use their own labor and resources to benefit their lifestyles and financial situations.
Clientele will identify and discuss financial knowledge and skills presented in programs.
Clientele will plan budgets and set goals for individual, family, and business financial management.
Clientele will explain the role of investing in improving economic well-being.
Clientele will know of additional marketing opportunities for their commercial horticulture and small business products.
Clientele will review best management practices for agricultural commodities to maximize productivity and minimize costs.
Youth will relate income to buying power and practice spending in an educational setting.
Youth will describe life skills that can be learned and improved to benefit earning ability.
Initial Outcome: Clientele will identify and discuss financial knowledge and skills presented in programs.
Indicator: 4-H FCSCC 4041; Estate Planning 2052; Good Credit Game 2053; Real Skills for Everyday Life 2054; Money Habitudes 2055; Securing Financial Stability - General 2056; Commercial Horticulture - Crop Marketing 1053; Farm Management 1081; Agricultural Marketing 1082
Method: Record of clientele participating in financial education programs; hands-on applications of financial information during programs; verbal reviews of information; in-program activities; post-program evaluations
Timeline: Year-round
Initial Outcome: Clientele will plan budgets and set goals for individual, family, and business financial management.
Indicator: Farm Management 1081; Commercial Horticulture 1051; Estate Planning 2052; Securing Financial Stability - General 2056; 4-H ANRCC 4021;
Method: Record of clientele participating in budgeting and goal-setting programs; in-program application of budgeting and goal setting to personal and business finances; in-program reviews; follow-up consultations on budgets; post-program evaluations
Timeline: Year-round
Initial Outcome: Clientele will explain the role of investing in improving economic well-being.
Indicator: Securing Financial Stability - General 2056
Method: Record of clientele participating in investment education programs; in-program activities and reviews; connecting clientele with investment resources; post-program evaluation
Timeline: Year-round
Initial Outcome: Clientele will know of additional marketing opportunities for their commercial horticulture and small business products.
Indicator: Commercial Horticulture - Crop Marketing 1053; Agricultural Marketing 1082; Securing Financial Stability - General 2056
Method: Record of clientele participating in educational programs about marketing opportunities including CSA, Farmer’s Market, etc.
Timeline: Spring through Fall
Initial Outcome: Clientele will review best management practices for agricultural commodities to maximize productivity and minimize costs.
Indicator: Farm Management 1081; Commercial Horticulture 1051
Method: Record of commercial producers participating in commodity education programming, soil testing and financial management programs; verbal reviews of information; post-program evaluations.
Timeline: Year-round
Initial Outcome: Youth will relate income to buying power and practice spending in an educational setting.
Indicator: 4-H FCSCC 4041
Method: Record of youth participating in Dollars and Sense; in-program spending of allotted income; in-classroom review of information; in-program consultations on wise spending.
Timeline: Spring semester
Initial Outcome: Youth will describe life skills that can be learned and improved to benefit earning ability.
Indicator: 4-H FCSCC 4041; 4-H LCC 4051; 4-H CEACC 4031; 4-H ANRCC 4021
Method: Record of youth participating in Babysitting 101, 4-H projects with entrepreneurial aspects, communications and leadership projects; management of resources in the conduct of 4-H projects; evaluation of performance by judges in competitive settings; completion of records; post-program evaluations.
Timeline: Year-round
Intermediate Outcome: Clientele will apply knowledge gained to increase income and/or savings while decreasing debt and/or spending.
Indicator: Farm Management 1081; Commercial Horticulture 1051; Securing Financial Stability - General 2056; 4-H FCSCC 4041
Method: Number of clientele implementing goal setting, budgeting, investing, and other financial management practices to improve personal financial well-being; estimated dollars saved or earned due to use of recommended practices; follow up contacts with program participants.
Timeline: 6 months to 20 years
Intermediate Outcome: Clientele will employ improved life skills to increase their earning power.
Indicator: Estate Planning 2052; Securing Financial Stability - General 2056; 4-H FCSCC 4041; 4-H CEACC 4031; 4-H LCC 4051;
Method: Number of clientele using communications, soft skills, etc., to obtain jobs or improve their on-the-job performance; personal advancements credited to skills gained through program participation; follow up contacts with program participants
Timeline: 6 months to 20 years
Intermediate Outcome: Clientele will produce and sell agricultural products more efficiently to a broader market of buyers.
Indicator: Farm Management 1081; Agricultural Marketing 1082; Commercial Horticulture 1051; Commercial Horticulture - Crop Marketing 1053
Method: Number of commercial producers selling through promoted markets; increases in profit/hd, acre, bu, etc. derived from use of recommended practices; follow-up contacts with program participants
Timeline: 1-2 years
Intermediate Outcome: Clientele will use their own labor and resources to benefit their lifestyles and financial situations.
Indicator: Home and and Consumer Horticulture 1031; Securing Financial Stability - General 2056; 4-H FCSCC 4041
Method: Number of clientele implementing home gardening, food preservation, home interior decorating, etc., at home or babysitting as a business; follow-up contacts with program participants
Timeline: 6 months to 2 years
Long-term Outcome: Individuals, families and farm businesses will improve economic well-being.
Indicator: Commercial Horticulture 1051; Home and Consumer Horticulture 1031; Farm Management 1081; Securing Financial Stability - General 2056; 4-H YDP 4001;
Method: Rising median income from Census data
Timeline: 10-20 years
Audience: Youth ages 10-14
Project or Activity: Babysitting 101
Content or Curriculum: 4-H Babysitting and Home Alone curricula
Inputs: Week-long babysitting 101 day camp; Extension staff; Extension office; program support, volunteers
Date: Summer
Audience: High school FMD youth
Project or Activity: Life skills lessons in classroom 4-H club
Content or Curriculum: 4-H Entrepreneurism, Reality Store and Professor Popcorn curricula
Inputs: Extension staff; program support
Date: School year
Audience: 5th graders in Danville and Boyle County schools
Project or Activity: Dollars and Sense
Content or Curriculum: Dollars and Sense curriculum
Inputs: Volunteers
Date: Spring
Audience: Youth ages 9-18
Project or Activity: 4-H project work
Content or Curriculum: Project curricula
Inputs: Extension professionals, Extension staff, volunteers, program support, 4-H Council funding, UK specialists, Extension office and facilities
Date: Year-round
Audience: Farmer's Market
Project or Activity: Marketing basics, sustainable farming techniques
Content or Curriculum: agent courses
Inputs:Extension professionals, Extension staff, program support, KDA, OAK, Extension office and facilities
Date: Year Round
Audience: Individuals and Families
Project or Activity: Financial literacy, family resource management programming
Content or Curriculum: Where does your money go, credit repair, understanding credit
Inputs: CES staff and specialists, CES pubs and resources, state federal and local partners
Date: Year round
Audience:Farmers
Project or Activity:Tax workshop, farm management program
Content or Curriculum:Extension information, state, federal and local partners.
Inputs:Extension specialists, extension agents, local tax experts, and estate planners
Date:Fall
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