Extension
It Starts With Us
Becoming Fit Financially
Being Fit: Physically and Financially
Price, Fowler, Ammerman
Securing Financial Stability (general)
4-H Communications and Expressive Arts Core Curriculum
Estate Planning
Securing Financial Stability (general)
The consequences of the Great Recession and the extended period of slow economic growth which followed, encouraged Kentuckians to become more aware of their financial situation. Kentucky consistently lags behind other areas of the United States in key household economic indicators, including: personal income, population living below the poverty line, unemployment, and revolving debt. These indicators, especially unemployment numbers became more exaggerated during the period of the Great Recession.
The American Community Survey estimates that in Grant County between 2009-2013: 1 in 5 families with related children were below poverty, 13.2% (+/-4.1) of people age 65 and over were below poverty, 4.5% (+/-1.4) of individuals working full time/full year in the previous 12 months were below poverty, and 60.9% of students were eligible for free lunches and 6.0% were eligible for reduced-price lunches in 2014-2015
•Maximize or extend resources to maintain or increase financial stability.
•Number of individuals reporting improved family financial stability and economic well-being.
•Number of individuals who avoided breaches in personal or financial security.
•Improved the quality of their life resulting in a stronger family
•Adopt one or more short, mid and long term financial planning strategies.
•Practice one or more resource management behavior(s) resulting in increased savings or investments
•Apply practical living skills to advance education or employability
•Examine personal and financial stability on a regular basis (at least annually).
teenagers and adults will show increased knowledge and skills related to managing available financial and non-financial resources. (Social marketing and Program participants)
•Participants will increase understanding of consumer rights and privacy protection measures.
•Teens and young adults will simulate life situations to recognize importance of education and employability skills.
•Participants will identify short, medium and long term personal goals and objectives related to maintaining and improving their financial stability.
Initial Outcome: Knowledge Gained
Indicator: Participants are able to show increased knowledge and skills related to managing available resources
Method: Written or Oral Evaluation, Pre and Post Test
Timeline: Immediate
Intermediate Outcome: Behavior Change
Indicator: Apply one or more resource management behaviors resulting in increased savings or investments
Method: Oral and Written Evaluations, Pre and Post Tests.
Timeline: 1-3 Years
Long-term Outcome: Changes in the Financial Well-being of Grant County residents
Indicator: Higher financial stability, lower rates of student debt, increase in economic well-being
Method: Noticeable changes in census data, Number of individuals reporting improved family financial stability and economic well-being, and policy changes that promote financial stability.
Timeline: 10 years
Audience: Adults
Project or Activity: Farm Succession Planning
Content or Curriculum: UK/OSU Farm Transitions Program
Inputs: Agents, specialists, attorney
Date: Dec 2019
Audience: Adults
Project or Activity: Small Steps to Health and Wealth
Content or Curriculum: Small Steps to Health and Wealth
Inputs: Agent, Curriculum
Date: Jan 2020
Audience: Adults
Project or Activity: Where does your money go?
Content or Curriculum: Managing in tough times
Inputs: Agent, Curriculum
Date: Fall 2019
Audience: 7th & 8th Grade Students
Project or Activity: Reality Store
Content or Curriculum: It’s your Reality
Inputs: Agents, Volunteers, Community Partners
Date: October 2019
Audience: 4th & 5th grade students
Project or Activity: Dollars and Sense
Content or Curriculum: It’s your Reality
Inputs: Agents, Volunteers, Community Partners
Date: March 2020
