Family Resource Management
Building Strong Families in Grayson County
Taul, N.
Money Habitudes
Real Skills for Everyday Life
Managing in Tough Times
Securing Financial Stability (general)
The median household income for Grayson County is estimated at $32,793 compared to $41,086 for the state with an unemployment of 10.4% compared to 8.2% for Kentucky. Grayson County also has a larger percentage of their population living in poverty at 26.0% as compared to Kentucky at 19.1%. In addition, 39.2% of the totally population under the age of 18 are living in poverty. Due to these statistics, it is evident that there is a need for financial education and awareness to educate individuals on money handling techniques that have the potential to decrease the amount of people living in poverty. Additionally, resource management was identified by the FCS and County Extension Councils as an area to address through Extension programming.
Number of individuals reporting improved family financial stability and economic well-being.
Adopt one or more short, mid and long term financial planning strategies.
Participants will show increased knowledge and skills related to managing available financial and non-financial resources(Social marketing and Program participants)
Initial Outcome: Participants will show increased knowledge and skills related to managing available financial and non-financial resources.
Indicator: Number of adults and youth reporting an increase in knowledge, opinions, skills, or aspirations related to money management.
Method: Pre/Post program evaluation
Timeline: Beginning/End of program
Intermediate Outcome: Adopt one or more short, mid and long term financial planning strategies.
Indicator: Number of individuals adopting one or more practices to reduce debt or increase savings.
Method: Post program survey
Timeline: 3 months post program
Long-term Outcome: Number of individuals reporting improved family financial stability and economic wellbeing.
Indicator: Number of individuals reporting improved family financial stability and economic wellbeing.
Method: Post program survey and follow up evaluation
Timeline: 6 months post program
Audience: General Public
Project or Activity: Financial and resource management education
Content or Curriculum: Money Habitudes, MITT, Real Skills for Everyday Life
Inputs: UK publications, partnerships, facilities, materials, agents
Date: October - December & January - March
Audience: Facebook and Social Media Users/General Public
Project or Activity: Social media posts regarding financial and resource management
Content or Curriculum: MITT and other various research based resources
Inputs: UK FCS Content Specialist, paid Extension Staff, social media outlets
Date: 2016-2020
Author: Natalie Taul
Major Program: Securing Financial Stability (general)
Learning critical money management concepts as youth has impact on adult behaviors. Attitudes and habits surrounding financial management are shaped in the home, the community, and in the media. If youth are surrounded by unhealthy financial habits, those habits follow them into adulthood leading them down a difficult path. The Captain Cash youth financial curriculum is designed to teach students basic financial management skills through 4interactive classroom sessions. Each session focuses on a